NMP - December 2016 - 4


DECEMBER 2016
Volume 8 * Number 12

FROM THE

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Eric C. Peck
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Joel M. Berman
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Joey Arendt
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Beverly Bolnick
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Scott Koondel
VP of Operations
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Phil Hall
Managing Editor
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Richard Zyta
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Francine Miller
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Rick Grant
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To submit any material, including articles and press releases, please contact Editor-in-Chief Eric C. Peck
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first of the month prior to the target issue.

SUBSCRIPTIONS
To receive subscription information, please call (516) 409-5555, ext. 301; e-mail orders@nmpmediacorp.com or visit www.nationalmortgageprofessional.com. Any subscription changes may be made to the
attention of "Circulation" via fax to (516) 409-4600.
Statements, articles and opinions in National Mortgage Professional Magazine are the responsibility of the
authors alone and do not imply the opinion or endorsement of Mortgage News Network Inc., or the officers or members of National Association of Mortgage Brokers and its State Affiliates (NAMB), National
Association of Professional Mortgage Women (NAPMW), National Consumer Reporting Association (NCRA)
and/or other state mortgage trade associations.
Participation in NAMB, NAPMW, NCRA, and/or other state mortgage trade associations events, activities and/or publications is available on a non-discriminatory basis and does not reflect the endorsement
of the product and/or services by Mortgage News Network Inc., NAMB, NAPMW, NCRA, and other state
mortgage trade associations.
National Mortgage Professional Magazine, NAMB, NAPMW, NCRA, and/or other state mortgage
trade associations do not make any misrepresentations or warranties concerning the regulatory and/or
compliance aspects of advertisers, products or services and/or the editorial content contained in Mortgage
News Network Inc. publications. National Mortgage Professional Magazine and Mortgage News Network
Inc. reserve the right to edit, reject and/or postpone the publication of any articles, information or data.

A year in review ...
a plan for next year' growth
s 2016 winds down to a close, we are left looking back at a year of change
unlike anything we've seen thus far this century. We enter 2017 with a new
administration in Washington, a recovering industry that is stronger than it has
been in a decade and a readership ready to grow in the year ahead. It is my
great pleasure to support you in the achievement of that goal with this
December issue.
First, for inspiration, we bring you our annual list of the 40 Most Influential Mortgage
Professionals Under 40 (see page 56). This peer-reviewed and approved list of leaders have
persevered in a time of regulatory uncertainty, and are ready to explode into 2017. We can all
learn a great deal from their examples.
We'll also shine a light on a company and an executive in this issue that all of our readers
can learn from and be inspired by. Our December Legends of Lending focus is on Quicken
Loans Mortgage Services (see page 38). If the digital mortgage is really imminent, as many
leading experts believe, then Quicken's Rocket Mortgage is worthy of study. As is month's
NMP Mortgage Professional of the Month, Ralph Rosynek, Senior Vice President of the U.S.
Division and Chief Information Officer for Moneyhouse Inc. (see page 52).
In addition to the regular columns you have come to expect in National Mortgage

A

Professional Magazine, we have some great content for you this month to close out 2016. Some of it looks back at the lessons we learned this
year, while other experts take a peek into the future to help us see what is coming up next.
Eric Weinstein talks about the need for a business plan or not (see page 86), while Shirleen Von Hoffmann talks about making builder business
part of your plan for the coming year (see page 94). Are you looking for a fail-proof business plan? Then don't miss the article by Bubba Mills on
page 87. Chad Gomoll of Inlanta Mortgage offers up four things you need to be focusing on in the New Year beginning on page 78.
Valentin Saportas of MortgageHippo offers some advice for crafting your digital strategy for next year (see page 90) and Timothy Moreland of
ATPR writes about staying flexible in the rollercoaster loan origination business on page 98. When it comes to the technology you use every day,
Carlos Sa, head of IT for Mortgage Network, has some recommendations around DIY technology beginning on page 80.
When it comes to looking into the future, we have some great articles in this issue. Steve DiMarco, president of Key Mortgage, talks about
three factors that will drive the mortgage industry next year on page 88, which John Pataky of EverBank asks whether history will repeat itself in
2017 (see page 84).
As to building your own future, Sanjeev Dahiwadkar, president and CEO of IndiSoft, talks about planning for change on page 89, as it's
certainly going to be a factor in the coming year. Jim Clapp, president and CEO of Starkey Mortgage, reminds us that "People, Process, Product
and Price Drive Growth in a Changing Market" in his article on page 96.
I certainly hope you had the opportunity to come out and spend some time with us at one of our Holiday Networking Parties. If you did, I'm
sure I must have mentioned to you that it has been a pleasure to serve you again this year. We wish you and your family the very best of the
holiday season and a happy, healthy, prosperous and safe New Year to you all.
We will be back here next month to begin coverage of what is likely to be a very interesting year, which under the new Trump Administration,
has the potential to be much better for our industry. Stay tuned.
Sincerely,

Joel M. Berman, Publisher-CEO
Mortgage News Network Inc.
Joel@NMPMediaCorp.com

National Mortgage Professional Magazine is published monthly by Mortgage News Network Inc. * Copyright © 2016 Mortgage News Network Inc.


http://www.NationalMortgageProfessional.com http://www.corp.com http://www.nationalmortgageprofessional.com

Table of Contents for the Digital Edition of NMP - December 2016

Contents
NMP - December 2016 - Cover1
NMP - December 2016 - Cover2
NMP - December 2016 - 1
NMP - December 2016 - Contents
NMP - December 2016 - 3
NMP - December 2016 - 4
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NMP - December 2016 - Cover3
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