NMP - April 2017 - 12

newtomarket
UWM Launches New 'BLINK'
Mortgage Portal

APRIL 2017 n National Mortgage Professional Magazine n

NationalMortgageProfessional.com

12

United Wholesale Mortgage
(UWM) has announced the
release of BLINK, a new alldigital loan portal that
modernizes the way mortgage
brokers work with consumers
and strengthens their ability to
compete against mega retail
lenders in the market.
BLINK-which stands for
"Borrower Link"-is a consumerfacing Web application that
enables borrowers to combine
the simplicity and flexibility of
mobile technology with applying
for a home loan.
"Technology and consumerdriven tools are building
momentum within the mortgage
industry," said Mat Ishbia,
president and CEO of UWM.
"With BLINK, new homebuyers or
existing homeowners will be able
to initiate the loan process from
any mobile device, in the comfort
of their home, on their own time.
We're proud to make this great
tool available to brokers
throughout America, as we
believe that brokers are best
place for all borrowers to get a
loan. It is a focus of ours to give
brokers access to the best
technology tools to compete with
the mega retail lenders."
BLINK is a multi-functional
portal that allows consumers and
brokers to take an applications
no matter where they are.
Borrowers are given the
capability to start the loan
application process, pull their
credit, e-sign documents, verify
assets, and track the status of
their loans-from anywhere. This
video demonstrates how easy
BLINK makes the mortgage
process from beginning to end,

completely online.
The technology caters to each
consumers individual
preferences. Borrowers can
complete the mortgage process
entirely on their own if they
choose, or seek assistance from
their mortgage broker at any
time. Allowing the capability to
co-browse screens with their
clients in real-time to guide them
through the process. Additionally,
if a borrower wants to meet in
person, they can still meet in
person and complete the
application online together.
"UWM made it very easy for
me to realize the value this tool
can bring to my business," said
Jason Davis of Oceans
Mortgage. "Offering a smart
mortgage application shows
UWM's dedication to advancing
technology within the mortgage
industry."
Credit Plus Integrates With
Ellie Mae's Encompass
Consumer Connect and Adds
Public Record Gap Report to
FraudPlus

Credit Plus has announced its
credit reports are available
through Ellie Mae's point-of-sale
solution, Encompass Consumer
Connect, an extension of their
Encompass all-in-one mortgage
management solution. The
integration allows Encompass
Consumer Connect users to verify
and share their credit reports with
lenders. Encompass Consumer
Connect enables lenders to
provide a state-of-the-art,
completely branded and unique
self-service online loan origination
experience to homebuyers.

"We're excited to be at the
forefront of this initiative and one
of the first Ellie Mae partners
included in this consumerfriendly interface," said Greg
Holmes, national director of
sales and marketing at Credit
Plus. "Encompass Consumer
Connect will make the mortgage
process easier to navigate for
borrowers."
Credit Plus has also
announced that it has added a
Public Record Gap Report to its
FraudPlus product line. The
company is the first in the
industry to offer this necessary
information and began testing
the report on April 1.
As part of the National
Consumer Assistance Plan that
becomes effective July 1, 2017,
Equifax, TransUnion and
Experian are expected to reduce
the amount of tax lien and civil
judgment information they report
on consumer credit files. They
will only report tax lien and civil
debt information on consumers
when four areas of personally
identifiable information (pii) is
present including name, Social
Security Number, birthdate and
address.
A preliminary analysis
conducted by Experian shows
approximately 96 percent of civil
judgment public record data will
no longer be included on credit
reports; and almost 50 percent
of tax lien information will not
meet the pii criteria. FICO has
found that roughly 12 million
Americans' credit scores will
increase based upon this
change.
"Lenders can rest assured that
they can still obtain this critical
information from Credit Plus and
fill in the gap created from

information that will soon be
missing from credit reports," said
Holmes, national director of
Sales and Marketing at Credit
Plus. "At Credit Plus, we are all
about helping mortgage
professionals make more
informed lending decisions and
this new tool is another way to
accomplish that."
CoesterVMS.com Releases
Direct UCDP Integration

CoesterVMS.com (CVMS) has
released a direct integration with
the UCDP. CVMS worked hand in
hand with the GSEs to ensure the
integration meets their technical
requirements.
The connection allows CVMS
to send calls directly to the
UCDP, as opposed to a thirdparty provider, offering faster
summary submission report
(SSR) delivery and more robust
functionality for CVMS clients
and appraiser partners.
"This is a great step towards
our goal of transitioning
CoesterVMS.com from solely an
appraisal management company
to a comprehensive technology
provider," said Jacob Guertin,
VP of Business Development at
CVMS. "The direct integration
enables us to offer features and
increase efficiency in ways
others simply can't."
In addition to the summary
submission report workflows, CVMS
interfaces also include access to
UCDP Appraisal Sharing tools.
These functions allow
correspondents to share, or
"designate," appraisals with their
aggregators, streamlining a
previously manual process. The
Appraisal Sharing suite offers users
the ability to manage their organization's aggregators and share
appraisals individually or in batches.


http://www.CoesterVMS.com http://www.CoesterVMS.com http://www.NationalMortgageProfessional.com http://www.CoesterVMS.com

Table of Contents for the Digital Edition of NMP - April 2017

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