NMP - February 2018 - 2

table o

28

N A T I O N A L

The Mortgage Godfather:
What Am I Supposed
to Do?
By Ralph LoVuolo Sr.

F E B R U A R Y

40
nmpU Campus Talk: The
Myth About Technology and
Origination Productivity
By Ron Vaimberg

2 0 1 8

M O R T

l

V O

A SPECIAL FOCUS ON
"THE PURSUIT OF PAPERLESS"

Where Paper Still Hides in the Mortgage Business
By Rick Grant ....................................................................................52
Going 100 Percent Paperless: Where It Is Now and Where
It Is Headed ......................................................................................64
Would the Jetsons Get a Loan from You? By Joe Langner ............66
The Mortgage Industry's Move to Paperless By Peter Pescatore ..68
Where's My Flying Car? By Eric Weinstein ......................................70
Building a New Mortgage 'E'cosystem By Stanley Street ..............72

FEATURES
Brokers Are Bullish on Non-QM Lending By Tom Hutchens ............8

42
Is Your Marketing Plan
Giving Video the Real Estate
It Deserves?
By Ryan Kelly

The Elite Performer: Conservative Cloud Growth
By Andy W. Harris, CRMS ....................................................................8
Recruiting, Training and Mentoring Corner:
Paper-Paper Everywhere By Dave Hershman ..................................10
Leverage Your Voices By Scott Harris ..............................................16
Going Paperless in a Digital World ..................................................18
New FHA and VA Loan Limits for 2018 By Gavin T. Ales ................20
NAMB Perspective ............................................................................22
The NAPMW Report: NAPMW to "Unmask Mortgage"
at Its Annual Education Conference By Cathy Kantrowitz ..............26
OrigiNation: Rising Rates By Andy W. Harris, CRMS ......................30
Compliance Matters: Adverse Action Obligations
By Jonathan Foxx, Ph.D., MBA ..........................................................34

46
Five Things the Military Can
Teach the Mortgage
Industry About Leadership
By Rear Admiral Tom Lynch,
USN (Ret.)

Tony's Corner: A Message From NAMMBA Founder
& CEO J. Tony Thompson III, CMB ..................................................36

V I S I T
Company

Web Site

O U R

A
Page

Accio Data ........................................................ www.ezcbsv.com ..........................................................60
Angel Oak Mortgage Solutions ............................ www.angeloakms.com ..............................35 & Back Cover
Athas Capital Group .......................................... www.athascapital.com ....................................................5
Boots Across America ........................................ www.bootsacrossamerica.org ..........................................54
Brokers Compliance Group.................................. www.brokerscompliancegroup.com ..................................17
Caliber Home Loans.............................................. www.caliberwholesale.com ..............................................27
Carrington Mortgage Services, LLC ...................... www.carringtonwholesale.com ................................9 & 72
Citadel Servicing Corporation .............................. www.citadelservicing.com ..............................................61
DocMagic .......................................................... www.docmagic.com ........................................................7

48
Some Will, Some Won't ...
So What!? Marketing
Lesson for Originators
By Brian Sacks

FAMP-Broward Chapter ...................................... www.browardfamp.org ..................................................37
Gateway Mortgage Group, LLC ............................ www.gatewayloan.com ..................................................62
Greenbox Loans, Inc........................................... www.greenboxloans.com ..............................................IFC
Jet Direct Mortgage ............................................ www.jetdirectmortgage.com ..........................................65
LoanOfficerSchool.com ...................................... www.loanofficerschool.com ............................................56
Lykken On Lending ............................................ www.lykkenonlending.com ............................................70
MBA-NJ/NJAMB .................................................. www.mbanj.com ..........................................................31
MBS Highway .................................................... www.mbshighway.com/MNN ..........................................33


http://www.ezcbsv.com http://www.angeloakms.com http://www.athascapital.com http://www.bootsacrossamerica.org http://www.brokerscompliancegroup.com http://www.caliberwholesale.com http://www.carringtonwholesale.com http://www.citadelservicing.com http://www.docmagic.com http://www.browardfamp.org http://www.gatewayloan.com http://www.greenboxloans.com http://www.jetdirectmortgage.com http://www.LoanOfficerSchool.com http://www.loanofficerschool.com http://www.lykkenonlending.com http://www.mbanj.com http://www.mbshighway.com/MNN

Table of Contents for the Digital Edition of NMP - February 2018

Contents
NMP - February 2018 - Cover1
NMP - February 2018 - Cover2
NMP - February 2018 - 1
NMP - February 2018 - Contents
NMP - February 2018 - 3
NMP - February 2018 - 4
NMP - February 2018 - 5
NMP - February 2018 - 6
NMP - February 2018 - 7
NMP - February 2018 - 8
NMP - February 2018 - 9
NMP - February 2018 - 10
NMP - February 2018 - 11
NMP - February 2018 - 12
NMP - February 2018 - 13
NMP - February 2018 - 14
NMP - February 2018 - 15
NMP - February 2018 - 16
NMP - February 2018 - 17
NMP - February 2018 - 18
NMP - February 2018 - 19
NMP - February 2018 - 20
NMP - February 2018 - 21
NMP - February 2018 - 22
NMP - February 2018 - 23
NMP - February 2018 - 24
NMP - February 2018 - 25
NMP - February 2018 - 26
NMP - February 2018 - 27
NMP - February 2018 - 28
NMP - February 2018 - 29
NMP - February 2018 - 30
NMP - February 2018 - 31
NMP - February 2018 - 32
NMP - February 2018 - 33
NMP - February 2018 - 34
NMP - February 2018 - 35
NMP - February 2018 - 36
NMP - February 2018 - 37
NMP - February 2018 - 38
NMP - February 2018 - 39
NMP - February 2018 - 40
NMP - February 2018 - 41
NMP - February 2018 - 42
NMP - February 2018 - 43
NMP - February 2018 - 44
NMP - February 2018 - 45
NMP - February 2018 - 46
NMP - February 2018 - 47
NMP - February 2018 - 48
NMP - February 2018 - 49
NMP - February 2018 - 50
NMP - February 2018 - 51
NMP - February 2018 - 52
NMP - February 2018 - 53
NMP - February 2018 - 54
NMP - February 2018 - 55
NMP - February 2018 - 56
NMP - February 2018 - 57
NMP - February 2018 - 58
NMP - February 2018 - 59
NMP - February 2018 - 60
NMP - February 2018 - 61
NMP - February 2018 - 62
NMP - February 2018 - 63
NMP - February 2018 - 64
NMP - February 2018 - 65
NMP - February 2018 - 66
NMP - February 2018 - 67
NMP - February 2018 - 68
NMP - February 2018 - 69
NMP - February 2018 - 70
NMP - February 2018 - 71
NMP - February 2018 - 72
NMP - February 2018 - 73
NMP - February 2018 - 74
NMP - February 2018 - 75
NMP - February 2018 - 76
NMP - February 2018 - 77
NMP - February 2018 - 78
NMP - February 2018 - 79
NMP - February 2018 - 80
NMP - February 2018 - 81
NMP - February 2018 - 82
NMP - February 2018 - 83
NMP - February 2018 - 84
NMP - February 2018 - 85
NMP - February 2018 - 86
NMP - February 2018 - 87
NMP - February 2018 - 88
NMP - February 2018 - Cover3
NMP - February 2018 - Cover4
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201910
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201909
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201908
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201907
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201906
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201905
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201904
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201903
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201902
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201901
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201812
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201811
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201810
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201809
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201808
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201807
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201806
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201805
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201804
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201803
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201802
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201801
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201712
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201711
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201710
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201709
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201708
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201707
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201706
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201705
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201704
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201703
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201702
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201701
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201612
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201611
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201610
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201609
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201608
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201607
http://www.nxtbook.com/nxtbooks/nmpmedia/nmp_201604
http://www.nxtbookMEDIA.com