Notary Notes Magazine - DEMO - (Page 2)

NOTARY NOTES Fraud cont. from Page 1 CONTENTS 3 4 4 4 5 5 6 6 8 9 9 from PAN’s Mailbox From the President’s Desk Notary Notes is Going Green PAN Can Help Member Businesses Complete All Appointment and Reappointment Tasks Before You Notarize CSR Handles a Wide Range of Customers’ Bond Questions PAN and Staples Work Together to Make it Easy for Members PAN Member Slowing Down (Well, Sort of) After 45 Years PA Recorder of Deeds Fees 2008 Notary 101: Protect Yourself Against Liability When Will You Need E&O? NOTARY NOTES Volume 55/Issue 323 Notary Notes is the bimonthly publication of the Pennsylvania Association of Notaries (PAN), for distribution to members of the Association. Reproduction of articles or content is strictly prohibited without the express, written permission of PAN. About PAN Founded in 1955, PAN is America’s first notary association, dedicated to helping notaries serve the public with confidence. Our commitment is to you and to your success as an appointed official of the Commonwealth. Let us know how we can serve you better. If you have a question or comment, call PAN at 800-944-8790 or send E-mail to PAN at PAN@notary.org. Postmaster Postage is paid at Pittsburgh, PA. POSTMASTER: Send address changes to Notary Notes, Pennsylvania Association of Notaries, One Gateway Center, Suite 401, 420 Fort Duquesne Boulevard, Pittsburgh, PA 15222-1498. Chunking—The criminal holds a seminar that discusses how investors can get rich buying property with no money down. The criminal then uses the investors’ personal information to submit multiple mortgage applications and runs off with the loan proceeds. Home improvement frauds—A contractor talks a homeowner into making costly or unnecessary repairs. The contractor lends the homeowner money or recommends a mortgage lender who then has the loan proceeds sent directly to the contractor. The loan forecloses and the contractor takes the house or part of the sale proceeds from it. Title fraud—The criminal uses stolen identities or forged documents to transfer a homeowner’s property title to him or herself without the homeowner’s knowledge. The criminal then obtains a mortgage on the property and disappears with the money. Foreclosure schemes—A homeowner in the early stage of foreclosure is contacted by the criminal who says he can help the homeowner get rid of his debt and save his home for an upfront fee. In another version of this type of fraud, the criminal approaches a homeowner and offers to help him or her refinance the loan. The loan documents are signed and the homeowner learns later that he or she has sold the house to the criminal. 10 Sister of Mercy Appreciates PAN 10 Attorney Knows Notary Law When it Comes to Venue 11 To Keep or Not to Keep Copies 12 Signing Up for Protection: Another Bill-and-Ralph Story 13 Affidavits Spring Into Action Against Trampolines 14 Pennsylvania Announces Notary Disciplinary Actions 14 Help Us Prevent ID Theft 15 The Electronic Notary: Electronic Notary Initiative Moving Slowly 16 Seminar Schedules 18 Know Your Forms: MV-44 19 Form MV-913 Revised for 2008 NASCAR Race Season 19 Environmental Protection Publishes Final CARB Certification Regulations 19 Old Editions of MV-4ST are Obsolete June 1 The President’s Guarantee Our products are guaranteed 100 percent. If they fail at any time, return them to us for a prompt repair, replacement or your money back. I want you to be completely satisﬁed with the products you’ve purchased from the Pennsylvania Association of Notaries. You Have My Word. Marc L. Aronson President Page 2 | Notary Notes | June/July 2008 Phone: 800-944-8790

Table of Contents Feed for the Digital Edition of Notary Notes Magazine - DEMO

Notary Notes Magazine - DEMO Contents From PAN’s Mailbox From the President’s Desk Notary Notes is Going Green PAN Can Help Member Businesses Complete All Appointment and Reappointment Tasks Before You Notarize CSR Handles a Wide Range of Customers’ Bond Questions PAN and Staples Work Together to Make it Easy for Members PAN Member Slowing Down (Well, Sort of) After 45 Years PA Recorder of Deeds Fees 2008 Notary 101: Protect Yourself Against Liability When Will You Need E&O? Sister of Mercy Appreciates PAN Attorney Knows Notary Law When it Comes to Venue To Keep or Not to Keep Copies Signing Up for Protection: Another Bill-and-Ralph Story Affidavits Spring Into Action Against Trampolines Pennsylvania Announces Notary Disciplinary Actions Help Us Prevent ID Theft The Electronic Notary: Electronic Notary Initiative Moving Slowly Seminar Schedules Know Your Forms: MV-44 Form MV-913 Revised for 2008 NASCAR Race Season Environmental Protection Publishes Final CARB Certification Regulations Old Editions of MV-4ST are Obsolete June 1

Notary Notes Magazine - DEMO

For optimal viewing of this digital publication, please enable JavaScript and then refresh the page. If you would like to try to load the digital publication without using Flash Player detection, please click here.