USAA - Winter 2013 - (Page 4)
Winter 2013 | Volume 49 Number 4
A Member's Guide to Financial Security
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M AGA Z I N E
5 MONEY MAKEOVER
After a divorce, a mother
reinvents herself with a
new career and goals.
Vice President, External Communications
Executive Director, Communications
Director, Content Strategy
Production and Circulation Manager
THE POWER OF
Saving for the future?
A little each month can go
a long way.
HOW I DID IT
A member invested graduation gifts with the goal
of using the money for a
down payment on a home.
The New World
Consider these ﬁve tips
when researching the
right car for your family.
How to Rein in
Stay more secure when
disposing of old gadgets
and using new ones.
27 MEMBER SAVINGS
Tools, services, offers.
of the Shifts
ON THE COVER
Photography by Jim Olive
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USAA's mission is to facilitate the
ﬁnancial security of its members,
associates and their families through
provision of a full range of highly competitive ﬁnancial products and services; in so
doing, USAA seeks to be the provider of
choice for the military community.
Editor Mickey Meece
Associate Editor Jesse Crews
Contributors Andrea Downing Peck,
Blake Miller, Molly Blake, Mark
Messenbaugh, Ian Mount, Neil deMause
Design Director Kevin de Miranda
Art Director Lisa Summerell
Senior Vice President, Custom Content
Owner and Chief Executive Ofﬁcer
USAA Magazine is published quarterly by
USAA as an informational and educational
service to members. The magazine covers
personal ﬁnance topics tailored for USAA
members and relevant to the military
community, including stories about
insurance, investing, banking, saving money,
managing debt and planning for retirement.
You may submit story suggestions at
writers interested in submitting queries can
ﬁnd our guidelines at usaa.com/magazines.
Due to a large volume of submissions and
limited space, we do not accept unsolicited
manuscripts or books for review. We do not
publish obituaries, reunion notices, ﬁction,
poetry, personal essays, unsolicited photos
or features about products and services not
offered by USAA. We do not accept ads.
USAA products and services are available
only in those jurisdictions where USAA is
authorized to sell them.
If you move and wish to continue receiving
the magazine, please notify USAA of your
new address; the post ofﬁce does not forward
copies from incorrect addresses. For information about reprinting material from USAA
Magazine, please write to Lisa Severson at
the address below under "Write." Requests
must be in writing.
© 2013 USAA.
The views and opinions expressed in the
following articles are solely those of the
individuals and do not reﬂect the opinions
of USAA and its afﬁliates. All contributing
writers are freelance and are NOT employees
of USAA. Each writer is responsible for the accuracy of his/her written content, references,
quotes, photos and graphics.
USAA Magazine, Mail Call,
E-1-E, 9800 Fredericksburg Road,
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Please include a daytime
4 USAA Magazine WINTER 2013
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USAA - Winter 2013