USAA - Winter 2013 - (Page 5)

USAA Magazine In This Section MONEY A Member's Guide to Financial Security INVEST AUTO $ HOME MONEY MAKEOVER Starting Over A mother of two faces the prospect of being a single parent and adjusting to a new career as she struggles to make ends meet. BY ANDREA DOWNING PECK PHOTOGRAPHY BY PAUL NORDMANN W Nancy Adams with her children, Sarah, 6, and Benjamin, 8. usaa.com hen her 11-year marriage ended, Nancy Adams, a mother of two in Wentzville, Mo., was able to ﬁnd the perfect "mom-friendly" job as a nurse at her children's elementary school. The trade-off for the former oncology nurse was a much smaller paycheck that has left her searching for a way to right the ship ﬁnancially. Saddled with nearly $54,000 in student loans and $10,000 in credit card debt, Adams is living paycheck to paycheck, "constantly worried and stressed out about ﬁnances." Adams, 40, says that she often has to send bill payments based on when she gets paid to make sure there's enough money in her account. "I am tired of living like that; I'd like to be able to go on a little vacation and pay down some of my debt. WINTER 2013 USAA Magazine 5 http://www.usaa.com

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USAA - Winter 2013