USAA - Spring 2014 - (Page 27)

USAA Magazine | Spring 2014 Exclusive Products and Services for USAA Members Only INSURANCE BANKING INVESTMENTS FINANCIAL PLANNING SHOPPING & DISCOUNTS Ease Your Post-Holiday Debt Worries A Balance Transfer Could Save You Big Bucks The holiday festivities may be long gone, but high credit card interest rates could have you dwelling on those expensive gifts and purchases for months to come. If you can't pay off your credit card in full, consider transferring the balance to a card with a lower annual percentage rate. USAA credit card APRs average 10.2 compared to an average of 15 percent,† percent across the industry. All told, our customers saved about $515 million in interest charges annually, compared with what they would have paid with other cards.* Paying less interest can help you whittle down your debt faster and keep your other financial goals on track. That's certainly something to celebrate. Visit usaa.com/balancetransfer for more details. Source: Argus Information and Advisory Services and internal USAA analysis. Rates are from a Q3 2013 Argus quarterly review. * usaa.com †Offer subject to approval. As of 01/22/14, APRs are 6.9% to 25.9%, depending on your credit history, product selection and other factors. APRs will vary with the market based on the Prime Rate. There is a transaction fee of 3% on cash advances ($200 maximum on each balance transfer and each convenience check) and 1% on foreign transactions. Rates and fees subject to change. Please contact us for the most current information. SPRING 2014 USAA Magazine 27 PHOTOGRAPHY BY MARILYN NIEVES/GETTY IMAGES http://usaa.com/balancetransfer?wa_ref=USAAmag http://www.usaa.com

Table of Contents for the Digital Edition of USAA - Spring 2014

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USAA - Spring 2014