USAA - Spring 2015 - (Page 11)

FUNDAMENTALS Fixed Annuity \'fikst ə-'nü-ə-tē\ noun: insurance that can provide steady income during retirement. The initial investment collects interest (tax-deferred), and the policyholder receives periodic payments or a lump payment. Texting behind the wheel combines visual, manual and cognitive distractions. Learn how this risk adds up. VIRGINIA TECH TR ANSPORTATION INSTITUTE (2013); UNIVERSIT Y OF MICHIGAN TR ANSPORTATION RESEARCH INSTITUTE (2012) SOURCES: NATIONAL HIGHWAY TR AFFIC SAFET Y ADMINISTR ATION (2013); NATIONAL SAFET Y COUNCIL (2014); GOVERNORS HIGHWAY SAFET Y ASSOCIATION (2015); The Danger of Texting While Driving 26% of all motor vehicle crashes in 2014 are estimated to have involved cellphone use. 44 2x Text messaging doubles the risk of a crash or near-crash. The number of U.S. states that currently ban text messaging for all drivers. 1 in 4 teens respond to a text message once or more every time they drive. 10% of parents admit they have extended, multiple-message text conversations while driving a vehicle. 5 seconds The average time your eyes are off the road while texting. When traveling at 55 mph, that's like driving the length of a football field blindfolded. USAA and AT&T have teamed up in support of the "It Can Wait" movement to help stop texting and driving. Have your family take the pledge at itcanwait.usaa.com ILLUSTR ATION BY NICOLE MARIE RINCON SPRING 2015 USA A 11 http://itcanwait.usaa.com http://itcanwait.usaa.com

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USAA - Spring 2015