The Total View - (Page 2)

Table of Contents MESSAGE FROM THE PRESIDENT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 EXECUTIVE SUMMARY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 MARKET OVERVIEW . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Total Retirement Approach . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Defined Contribution Plans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 • Account Balances . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 • Salary Deferral Rates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 • Participation Rates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 1 • The Power of One-on-One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 3 • “Do-it-for-Me” Features Grow in Popularity . . . . . . . . . . . . . . . . . . . . . . . . 2 4 • Automatic Enrollment is Catching On . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 5 • Easy Enrollment Helps Simplify the Process . . . . . . . . . . . . . . . . . . . . . . . . . 2 7 • Lifecycle/Lifestyle Investment Options & Managed Accounts . . . . . . . . . . . . . . . . 2 9 • Investment Options . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 1 • Loan Provisions – The Facts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 4 • Rollovers & Cash Withdrawals – Most Stayed Invested . . . . . . . . . . . . . . . . . . . 3 5 • Matching Contributions & Plan Design . . . . . . . . . . . . . . . . . . . . . . . . . . 3 6 • Plan Design: Eligibility & Vesting. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 7 • Participant Services That Matter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 9 • Client Contact Center . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 0 Defined Benefit Plans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 1 • Accounting for Defined Benefit Plans. . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 5 • Funding for Defined Benefit Plans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 7 Nonqualified Deferred Compensation Plans . . . . . . . . . . . . . . . . . . . . . 4 9 Employee Stock Ownership Plans . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 3 METHODOLOGY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57 GLOSSARY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 2 Table of Contents for the Digital Edition of The Total ViewThe Total ViewTable of ContentsMessage from the PresidentExecutive SummaryMarket OverviewTotal Retirement ApproachDefined Contribution PlansAccount BalancesSalary Deferral RatesParticipation RatesThe Power of One-on-One“Do-it-for-Me” Features Grow in PopularityAutomatic Enrollment is Catching OnEasy Enrollment Helps Simplify the ProcessLifecycle/Lifestyle Investment Options & Managed AccountsInvestment OptionsLoan Provisions – The FactsRollovers & Cash Withdrawals – Most Stayed InvestedMatching Contributions & Plan DesignPlan Design: Eligibility & VestingParticipant Services That MatterClient Contact CenterDefined Benefit PlansAccounting for Defined Benefit PlansFunding for Defined Benefit PlansNonqualified Deferred Compensation PlansEmployee Stock Ownership PlansMethodologyGlossaryThe Total ViewThe Total View - The Total View (Page Cover1)The Total View - The Total View (Page 1)The Total View - Table of Contents (Page 2)The Total View - Message from the President (Page 3)The Total View - Executive Summary (Page 4)The Total View - Executive Summary (Page 5)The Total View - Executive Summary (Page 6)The Total View - Market Overview (Page 7)The Total View - Market Overview (Page 8)The Total View - Total Retirement Approach (Page 9)The Total View - Total Retirement Approach (Page 10)The Total View - Total Retirement Approach (Page 11)The Total View - Total Retirement Approach (Page 12)The Total View - Defined Contribution Plans (Page 13)The Total View - Defined Contribution Plans (Page 14)The Total View - Account Balances (Page 15)The Total View - Account Balances (Page 16)The Total View - Salary Deferral Rates (Page 17)The Total View - Salary Deferral Rates (Page 18)The Total View - Salary Deferral Rates (Page 19)The Total View - Salary Deferral Rates (Page 20)The Total View - Participation Rates (Page 21)The Total View - Participation Rates (Page 22)The Total View - The Power of One-on-One (Page 23)The Total View - “Do-it-for-Me” Features Grow in Popularity (Page 24)The Total View - Automatic Enrollment is Catching On (Page 25)The Total View - Automatic Enrollment is Catching On (Page 26)The Total View - Easy Enrollment Helps Simplify the Process (Page 27)The Total View - Easy Enrollment Helps Simplify the Process (Page 28)The Total View - Lifecycle/Lifestyle Investment Options & Managed Accounts (Page 29)The Total View - Lifecycle/Lifestyle Investment Options & Managed Accounts (Page 30)The Total View - Investment Options (Page 31)The Total View - Investment Options (Page 32)The Total View - Investment Options (Page 33)The Total View - Loan Provisions – The Facts (Page 34)The Total View - Rollovers & Cash Withdrawals – Most Stayed Invested (Page 35)The Total View - Matching Contributions & Plan Design (Page 36)The Total View - Plan Design: Eligibility & Vesting (Page 37)The Total View - Plan Design: Eligibility & Vesting (Page 38)The Total View - Participant Services That Matter (Page 39)The Total View - Client Contact Center (Page 40)The Total View - Defined Benefit Plans (Page 41)The Total View - Defined Benefit Plans (Page 42)The Total View - Defined Benefit Plans (Page 43)The Total View - Defined Benefit Plans (Page 44)The Total View - Accounting for Defined Benefit Plans (Page 45)The Total View - Accounting for Defined Benefit Plans (Page 46)The Total View - Funding for Defined Benefit Plans (Page 47)The Total View - Funding for Defined Benefit Plans (Page 48)The Total View - Nonqualified Deferred Compensation Plans (Page 49)The Total View - Nonqualified Deferred Compensation Plans (Page 50)The Total View - Nonqualified Deferred Compensation Plans (Page 51)The Total View - Nonqualified Deferred Compensation Plans (Page 52)The Total View - Employee Stock Ownership Plans (Page 53)The Total View - Employee Stock Ownership Plans (Page 54)The Total View - Employee Stock Ownership Plans (Page 55)The Total View - Employee Stock Ownership Plans (Page 56)The Total View - Methodology (Page 57)The Total View - Glossary (Page 58)The Total View - Glossary (Page 59)http://www.nxtbookMEDIA.com

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