The Total View - (Page 22) Participation Rates by Age Group 100% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 2004 2005 2006 Participation Rates by Industry Category 90% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 80% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 73% 73% 73% 70% 71% 70% 70% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 59% 59% 59% 57% 60% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 54% 55% 50% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 40% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 30% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 20% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 10% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 0% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 65+ 35-49 50-64 <35 Transportation, Comm., Utilities, and Sanitary Services Other 63% 63% 63% 69% 70% 67% 67% 66% 66% 68% 68% 69% 76% 77% 77% 64% 64% 64% 70% 70% 71% 68% 68% 68% 65% 64% 65% 76% 76% 78% 68% 67% 67% 2004 2005 2006 Tax-Exempt Organization Services Finance, Insurance, and Real Estate Participation increased with age. Many young employees were likely paying off college debts and credit card balances, rather than signing up for their employer’s 401(k) plan. Retail Trade Wholesale Trade Manufacturing Participation Rates by Stated Match 100% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 2004 2005 2006 Construction 90% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 78% 80% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 76% 75% 77% 72% 74% 68% 69% 70% 70% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 63% 64% 61% 60% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 50% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 40% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 30% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 20% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 10% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 0% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 100% Match 50% Match 25% Match 75% Match 0 10 20 30 40 50 60 Percent 70 Mining Agriculture, Forestry, and Fishing A higher employer match resulted in higher participation levels. The financial sector continued to have strong participation. The rate of participation tended to lag in the transportation, communication, retail, and construction industries. 100% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 90% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 80% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 65.6% 66.1% 65.6% 65.9% 70% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 64.6% Participation Rates by Year (IIS* Data) 60% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 50% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 40% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 30% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 20% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 10% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 0% –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––– 2002 2003 2004 2005 2006 *Individual Investor Services (IIS)
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