Personal Fitness Professional - Summer 2017 - 15
PROFILE: HISCOX INSURANCE
Website: www.hiscox.com | Phone: 866.955.4895
Hiscox is a small business insurance company
that wants to encourage courage in business
In its latest campaign, Hiscox Insurance focuses on the positive power
of risk-taking to transform the seemingly impossible into something
possible. In its execution, Hiscox captures courageous and inspiring
stories from its customers who overcame seemingly impossible challenges to start their businesses or keep them going strong.
Coss Marte is one of the customers featured who went from an overweight inmate to owning his own fitness training business. He now
employs ex-cons to help train more than 400 clients.
Tailored insurance for personal trainers
Personal trainer insurance is critical if you are a credentialed personal
trainer. You can be sued - even if you have done nothing wrong.
Personal trainers can be sued for injuries sustained during workouts,
chronic pain experienced after fitness training, or even bodily damage
that occurs during training through no fault of your own. Your best
solution is to protect yourself with personal trainer insurance.
What kind of liability insurance is best for you?
The coverage that is best for you depends on the details of your
business. Many Hiscox customers optimize their personal trainer insurance by choosing both professional liability insurance and general
liability insurance policies. To assure that you get the best coverage
for your business, see the examples below.
Professional liability insurance
Sometimes called errors and omissions insurance (E&O insurance),
professional liability insurance is for claims against businesses that
provide professional and personal services - for businesses like yours.
Also known as malpractice insurance for personal trainers, professional liability protects personal trainers if they are sued for making
a mistake. It's important to note that you can be sued for malpractice
whether you actually made a mistake or not, and such a lawsuit can
arise months or years after the event allegedly took place.
General liability insurance
Sometimes called commercial general liability (CGL), general liability
insurance is personal trainer insurance that protects your business
from another person or business's claims of bodily injury, associated
medical costs and damage to property.
} Flexible payment options: Hiscox offers you the option of making monthly payments (with no fees) to help you manage your
} Tailored insurance: insurance custom tailored to meet your
needs and save you money.
Claims responsiveness: When a covered claim is reported,
Hiscox will immediately defend you even if the claim has no
basis and, if necessary, appoint an attorney.
Worldwide coverage: Hiscox protects you for work done by
your business anywhere in the world, as long as the covered
claim is filed in the United States, a U.S. territory or Canada.
Trust us: Hiscox maintains a 97% customer satisfaction ranking,
and we're rated 'A' (Excellent) by A.M. Best.
By simplifying the process and providing you with the ability to buy
directly from Hiscox, you're offered great value coverage for your
small business. Buy online at Hiscox.com or call a licensed agent at
1-866-955-4895. You'll only pay for what you need. No more, no less.