Housing Giants - October 10, 2008 - (Page 16)

market * Peak activity since 1985. ** Annual Mortgage Costs + 1/7th of the down payment divided by income Proprietary affordability scale with 0 meaning most affordable time since 1983, 5 meaning median affordability, and 10 meaning least affordable time. Data on all markets available at www.realestateconsulting.com. Sources: John Burns Real Estate Consulting, U.S. Bureau of Labor Statistics, U.S. Census Bureau, through the Freddie and Fannie takeovers were announced, creating a significant decline in mortgage rates. If the federal government, which now controls the nation’s mortgage industry, continues to allow the agencies to buy mortgages at high LTVs and relatively low FICOs, the market will rebound quicker than we anticipate. While the press will focus on the mortgage rate, you should focus on the LTVs and the credit requirements. cONclUSION Pull out your records from 2002 to 2004 to remind yourself of how homes were priced in those years. They weren’t that 16 HOUSING GIANTS.10.10.08 www.HOUSINGGIANTS.cOm http://www.realestateconsulting.com http://www.realestateconsulting.com http://www.housinggiants.com

Table of Contents Feed for the Digital Edition of Housing Giants - October 10, 2008

Housing Giants - October 10, 2008 Contents Viewpoint News & Moves Market CEO Spotlight

Housing Giants - October 10, 2008

Housing Giants - October 10, 2008 - Housing Giants - October 10, 2008 (Page Cover1) Housing Giants - October 10, 2008 - Housing Giants - October 10, 2008 (Page Cover2) Housing Giants - October 10, 2008 - Housing Giants - October 10, 2008 (Page 3) Housing Giants - October 10, 2008 - Housing Giants - October 10, 2008 (Page 4) Housing Giants - October 10, 2008 - Contents (Page 5) Housing Giants - October 10, 2008 - Contents (Page 6) Housing Giants - October 10, 2008 - Viewpoint (Page 7) Housing Giants - October 10, 2008 - Viewpoint (Page 8) Housing Giants - October 10, 2008 - Viewpoint (Page 9) Housing Giants - October 10, 2008 - News & Moves (Page 10) Housing Giants - October 10, 2008 - News & Moves (Page 11) Housing Giants - October 10, 2008 - News & Moves (Page 12) Housing Giants - October 10, 2008 - News & Moves (Page 13) Housing Giants - October 10, 2008 - News & Moves (Page 14) Housing Giants - October 10, 2008 - Market (Page 15) Housing Giants - October 10, 2008 - Market (Page 16) Housing Giants - October 10, 2008 - Market (Page 17) Housing Giants - October 10, 2008 - CEO Spotlight (Page 18) Housing Giants - October 10, 2008 - CEO Spotlight (Page 19) Housing Giants - October 10, 2008 - CEO Spotlight (Page 20) Housing Giants - October 10, 2008 - CEO Spotlight (Page 21) Housing Giants - October 10, 2008 - CEO Spotlight (Page 22) Housing Giants - October 10, 2008 - CEO Spotlight (Page 23) Housing Giants - October 10, 2008 - CEO Spotlight (Page 24) Housing Giants - October 10, 2008 - CEO Spotlight (Page 25) Housing Giants - October 10, 2008 - CEO Spotlight (Page 26) Housing Giants - October 10, 2008 - CEO Spotlight (Page 27) http://www.nxtbook.com/nxtbooks/reed/hg_20090415http://www.nxtbook.com/nxtbooks/reed/hg_20090401http://www.nxtbook.com/nxtbooks/reed/hg_20090315http://www.nxtbook.com/nxtbooks/reed/hg_20090301http://www.nxtbook.com/nxtbooks/reed/hg_20090215http://www.nxtbook.com/nxtbooks/reed/hg_20090201http://www.nxtbook.com/nxtbooks/reed/hg_20090115http://www.nxtbook.com/nxtbooks/reed/hg_20090105http://www.nxtbook.com/nxtbooks/reed/hg_20081210http://www.nxtbook.com/nxtbooks/reed/hg_20081124http://www.nxtbook.com/nxtbooks/reed/hg_20081110http://www.nxtbook.com/nxtbooks/reed/hg_20081024http://www.nxtbook.com/nxtbooks/reed/hg_20081010http://www.nxtbook.com/nxtbooks/reed/hg_20080924http://www.nxtbook.com/nxtbooks/reed/hg_20080910http://www.nxtbook.com/nxtbooks/reed/hg_20080825http://www.nxtbook.com/nxtbooks/reed/hg_20080811http://www.nxtbook.com/nxtbooks/reed/hg_20080724http://www.nxtbook.com/nxtbooks/reed/hg_20080710http://www.nxtbook.com/nxtbooks/reed/hg_20080623http://www.nxtbook.com/nxtbooks/reed/hg_20080610http://www.nxtbook.com/nxtbooks/reed/hg_20080523http://www.nxtbook.com/nxtbooks/reed/hg_20080509http://www.nxtbook.com/nxtbooks/reed/hg_20080424http://www.nxtbook.com/nxtbooks/reed/hg_20080410http://www.nxtbookMEDIA.com

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