ABA Banking Journal - July 2008 - (Page 3) Banking JOURNAL Vol. C, No. 7 July 2008 www.ababj.com ABA CONTENTS DEPARTMENTS BRIEFING Searching for new paradigms at BIS . . . . . . . 7 Unexpected deficiencies in bank capital after recent market turmoil has regulators rethinking aspects of Basel II and “value at risk.” By Ed Blount Snapshot: C&I asset quality . . . . . . 8 100th Anniversary: Then & Now . . . . . . . . . . 10 In support of the Greatest Generation. BofA “event concept” wins awards, and customers . . . . . . . . . . . . . . . . . 12 By Orla O’Sullivan FEATURES COVER STORY Workout time . . . . . . . 27 By Steve Cocheo. Loan workouts vary in the details, but all, by definition, are tough. Here, ABA BJ examines what’s effective, what’s less so, in the efforts to save borrowers and make lemonade from life’s sour fruit. CORRESPONDENT BANKING No longer just a handshake business . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 ABA RESOURCES . . . . . . . . . . . . 15 COMMUNITY BANKING M&A: Beat today’s market blues . . . . . . . . . . . 18 The M&A market frankly stinks right now, thanks to several concurrent trends. There are some things would-be sellers can do now to be ready for the next round. By Steve Cocheo Pass the Aspirin . . . . . . . . . . . . . . . 24 How to cope with cost of gasoline 87 86 86 82 1 70 7 54 By Lauren Bielski. The business of banks doing work for other banks ebbs and flows. Currently experiencing a revival, due to check imaging, the correspondent game is being played by new rules. ON ABABJ.COM Have you seen our latest web exclusives? • Is there a first-mover advantage? New research offers surprising findings • Podcasts on HR issues, loan workouts • Remote deposit capture: new survey results • Latest new products & services for banks, arranged by category Got headaches? Try www.passtheaspirinplus.com TECH TOPICS Getting IT right by thinking it through . . . . . . . . . . . . . . . . . . . . . . . 43 A dialogue with Ken Proctor, a consultant at Brintech and presenter at the recent ABA The Great Exchange Conference in Baltimore about how to purchase IT and manage IT risk. Webnotes. . . . . . . . . . . . . . . . . . . . . . 45 Life after the digital Big Bang. COLUMNS Editor’s Column . . . . . . . . . . . . . . . . .4 No trouble, no learning ABA Chairman’s Position . . . . . . .16 New name, same bill, stopped for now Banker’s Mart . . . . . . . . . . . . . . . . . .51 To advertise/Index of advertisers . . . .52 COMPLIANCE CLINIC Are you “red flag” ready? . . . . . . . . . . . . . . . . 47 As the November deadline for ID theft regs approaches, here’s what you must do to be prepared. By Jorge Rey Mailbox. . . . . . . . . . . . . . . . . . . . . . . 49 The Economy . . . . . . . . . . . . . . . . . . .56 Credit shock: Three questions By John Silvia Coming in August print and digital magazines… • Inspirations for branch design • Measuring customer engagement • Mortgage opportunities? • Prepping for new postal regs Subscribe at www.ababj.com ABA BANKING JOURNAL/JULY 2008 3 http://www.ababj.com http://www.ababj.com http://ABABJ.COM http://www.passtheaspirinplus.com http://www.ababj.com
Table of Contents Feed for the Digital Edition of ABA Banking Journal - July 2008 ABA Banking Journal - July 2008 Contents Editor’s Column Searching for New Paradigms at BIS Snapshot: C&I Asset Quality 100th Anniversary: Then & Now BofA "Event Concept" Wins Awards, and Customers ABA Resources ABA Chairman’s Position M&A: Beat Today's Market Blues Pass the Aspirin Cover Story: Workout Time Correspondent Banking: No Longer Just a Handshake Business Getting IT Right By Thinking It Through Webnotes Are You "Red Flag" Ready? Mailbox Banker’s Mart To Advertise/Index of Advertisers The Economy ABA Banking Journal - July 2008 ABA Banking Journal - July 2008 - ABA Banking Journal - July 2008 (Page Cover1) ABA Banking Journal - July 2008 - ABA Banking Journal - July 2008 (Page Cover2) ABA Banking Journal - July 2008 - ABA Banking Journal - July 2008 (Page 1) ABA Banking Journal - July 2008 - ABA Banking Journal - July 2008 (Page 2) ABA Banking Journal - July 2008 - Contents (Page 3) ABA Banking Journal - July 2008 - Editor’s Column (Page 4) ABA Banking Journal - July 2008 - Editor’s Column (Page 5) ABA Banking Journal - July 2008 - Editor’s Column (Page 6) ABA Banking Journal - July 2008 - Searching for New Paradigms at BIS (Page 7) ABA Banking Journal - July 2008 - Snapshot: C&I Asset Quality (Page 8) ABA Banking Journal - July 2008 - Snapshot: C&I Asset Quality (Page 9) ABA Banking Journal - July 2008 - 100th Anniversary: Then & Now (Page 10) ABA Banking Journal - July 2008 - 100th Anniversary: Then & Now (Page 11) ABA Banking Journal - July 2008 - BofA "Event Concept" Wins Awards, and Customers (Page 12) ABA Banking Journal - July 2008 - BofA "Event Concept" Wins Awards, and Customers (Page 13) ABA Banking Journal - July 2008 - BofA "Event Concept" Wins Awards, and Customers (Page 14) ABA Banking Journal - July 2008 - ABA Resources (Page 15) ABA Banking Journal - July 2008 - ABA Chairman’s Position (Page 16) ABA Banking Journal - July 2008 - ABA Chairman’s Position (Page 17) ABA Banking Journal - July 2008 - M&A: Beat Today's Market Blues (Page 18) ABA Banking Journal - July 2008 - M&A: Beat Today's Market Blues (Page 19) ABA Banking Journal - July 2008 - M&A: Beat Today's Market Blues (Page 20) ABA Banking Journal - July 2008 - M&A: Beat Today's Market Blues (Page 21) ABA Banking Journal - July 2008 - M&A: Beat Today's Market Blues (Page 22) ABA Banking Journal - July 2008 - M&A: Beat Today's Market Blues (Page 23) ABA Banking Journal - July 2008 - Pass the Aspirin (Page 24) ABA Banking Journal - July 2008 - Pass the Aspirin (Page 25) ABA Banking Journal - July 2008 - Pass the Aspirin (Page 26) ABA Banking Journal - July 2008 - Cover Story: Workout Time (Page 27) ABA Banking Journal - July 2008 - Cover Story: Workout Time (Page 28) ABA Banking Journal - July 2008 - Cover Story: Workout Time (Page 29) ABA Banking Journal - July 2008 - Cover Story: Workout Time (Page 30) ABA Banking Journal - July 2008 - Cover Story: Workout Time (Page 31) ABA Banking Journal - July 2008 - Cover Story: Workout Time (Page 32) ABA Banking Journal - July 2008 - Cover Story: Workout Time (Page 33) ABA Banking Journal - July 2008 - Correspondent Banking: No Longer Just a Handshake Business (Page 34) ABA Banking Journal - July 2008 - Correspondent Banking: No Longer Just a Handshake Business (Page 35) ABA Banking Journal - July 2008 - Correspondent Banking: No Longer Just a Handshake Business (Page 36) ABA Banking Journal - July 2008 - Correspondent Banking: No Longer Just a Handshake Business (Page 37) ABA Banking Journal - July 2008 - Correspondent Banking: No Longer Just a Handshake Business (Page 38) ABA Banking Journal - July 2008 - Correspondent Banking: No Longer Just a Handshake Business (Page 39) ABA Banking Journal - July 2008 - Correspondent Banking: No Longer Just a Handshake Business (Page 40) ABA Banking Journal - July 2008 - Correspondent Banking: No Longer Just a Handshake Business (Page 41) ABA Banking Journal - July 2008 - Correspondent Banking: No Longer Just a Handshake Business (Page 42) ABA Banking Journal - July 2008 - Getting IT Right By Thinking It Through (Page 43) ABA Banking Journal - July 2008 - Getting IT Right By Thinking It Through (Page 44) ABA Banking Journal - July 2008 - Webnotes (Page 45) ABA Banking Journal - July 2008 - Webnotes (Page 46) ABA Banking Journal - July 2008 - Are You "Red Flag" Ready? (Page 47) ABA Banking Journal - July 2008 - Are You "Red Flag" Ready? (Page 48) ABA Banking Journal - July 2008 - Mailbox (Page 49) ABA Banking Journal - July 2008 - Mailbox (Page 50) ABA Banking Journal - July 2008 - Banker’s Mart (Page 51) ABA Banking Journal - July 2008 - To Advertise/Index of Advertisers (Page 52) ABA Banking Journal - July 2008 - To Advertise/Index of Advertisers (Page 53) ABA Banking Journal - July 2008 - To Advertise/Index of Advertisers (Page 54) ABA Banking Journal - July 2008 - To Advertise/Index of Advertisers (Page 55) ABA Banking Journal - July 2008 - The Economy (Page 56) ABA Banking Journal - July 2008 - The Economy (Page Cover3) ABA Banking Journal - July 2008 - The Economy (Page Cover4)
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