ABA Banking Journal - October 2008 - (Page 15)

briefing ABA Resources ABA Education Foundation offers new mortgage booklet for consumers The ABA Education Foundation–which brings bankers together with students and young adults for Get Smart About Credit Day on Oct. 16—has added a brand-new booklet on mortgages to its popular Personal Finance Basics Series. The booklet provides a brief, easy-to-understand, introduction to mortgages. It examines the types of mortgages, buying power, getting a loan, and other information for first-time homebuyers. Also included are worksheets to help consumers determine what they can afford, how to find a lender and a checklist of the documents necessary to close on a loan. The booklets are available in packets of 50. For more information, including pricing and samples, visit www.aba.com/abaef/booklets or call the ABA Education Foundation at 1-800-BANKERS. Don’t miss the breathtaking views of this year’s ABA Annual Convention’s host city, San Francisco, from the 210-foot Coit Tower on Telegraph Hill. Built in 1933 to honor firefighters, it is designed to resemble a fire hose nozzle. Updated reference guide to regulations released ABA has updated its popular Quick Reference Guide to Banking Regulations to cover legal and regulatory changes through June 2008, including new responsibilities under the Bank Secrecy Act and the changes in deposit insurance requirements. This easy-to-use resource is designed for bank employees, officers, and directors who may not be immediately responsible for bank compliance but are still expected to be familiar with the laws and rules governing banking institutions. The guide, sponsored by ABA’s America’s Community Bankers Council, provides one-page overviews that include a brief history and goal of each major banking law and regulation. It also offers a glossary of compliance terms and a calendar of compliance deadlines. For more information or to purchase the guide ($69 for ABA members; $99 for non-members), call 1-800-BANKERS or go to www.aba.com/Products/alpha.htm. ABA Annual Convention, Market Expo & Directors’ Forum San Francisco, CA Nov 9-12 National Agricultural Bankers Conference Des Moines, IA Nov 16-19 ABA Insurance Risk Management Annual Conference & Meetings for the Financial Services Industry Weston, FL Jan 25-28 National Conference for Community Bankers Phoenix, AZ Feb 15-18 ABA Wealth Management and Trust Conference San Francisco, CA Mar 11-13 ABA Mutual Community Bank Conference; ABA Government Relations Summit Washington, DC Mar 29-Apr 1 ABA Real Estate Lending Conference Tampa, FL Apr 4-8 ABA Risk Management Forum Savannah, GA Apr 22-24 ABA BANKING JOURNAL/OCTOBER 2008 15 Annual Convention Update ABA Housing Partners Foundation sponsors Habitat build As part of this year’s ABA Annual Convention, Market Expo & Directors’ Forum, Nov. 9-12 in San Francisco, the ABA Housing Partners Foundation will sponsor and build a $150,000 Habitat for Humanity home. Supported entirely by donations from ABA members, ABA Housing Partners Foundation sponsors the building of homes in cities where the ABA holds its annual convention. Since 2001, the Foundation (formerly known as the America’s Community Bankers Housing Partners Foundation) has fully funded and helped construct Habitat Houses in San Diego, New Orleans, San Francisco, Las Vegas, Washington, D.C., and Orlando. All convention attendees and their families are invited to volunteer to participate in the build, which will take place on Saturday, Nov. 8. To learn more about the ABA Housing Partners Foundation go to www.aba.com/About+ABA/HousingPartners.htm or call 1-800-BANKERS. Top speakers highlight Annual Convention program The 2008 ABA Annual Convention will feature thought-provoking speakers including global strategist, businessman and influential spiritual leader Rick Warren; corporate continued on p.16 Subscribe at www.ababj.com http://www.aba.com/abaef/booklets http://www.aba.com/Conferences and Education/CMS_sched2.htm http://www.aba.com/Products/alpha.htm http://www.aba.com/About ABA/HousingPartners.htm http://www.ababj.com

Table of Contents for the Digital Edition of ABA Banking Journal - October 2008

ABA Banking Journal - October 2008
Contents
Editor’s Column
A Banker's View of FHA's "Hope for Homeowners" Program
Snapshot: Branch Sales Sag to Ten-Year Low
Covered Bonds Gain Interest after GSE Takeover
ABA Chairman’s Position
ABA Resources
Hot, Web, and Green
Rethinking Segmentation
Still Pushing the Envelope
Keep Regulation Functional
Capital Windfall?
Mortgage IT: Not This Year's Hot Property
Case in Point: Looking for Sales in All the Right Places
Put Your BSA/AML Program into Shape
Mailbox
Banker’s Mart
To Advertise/Index of Advertisers
Remembering Joe Kizzia, Veteren Editor of ABA Banking Journal
100th Anniversary: Then & Now
The Economy

ABA Banking Journal - October 2008

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