ABA Banking Journal - November 2008 - (Page 21) briefing ABA Resources Stay on message with ABA’s free safety and soundness kit resources ABA’s Safety and Soundness Communications Kit has been updated to reflect the temporary increase in deposit insurance coverage made by the Emergency Economic Stabilization Act of 2008. The kit’s materials include six ads that banks can put their logo on and place in local papers; key messages; a statement stuffer; a sample press release; and a new opinion piece. The kit can be downloaded at www.aba.com/News/safemain.htm. Questions? Call 1-800-BANKERS. While attending the National Conference for Community Bankers in Phoenix visit Rosson House, the city’s first residence made of wood and brick instead of adobe. Now a house-museum, it is listed on the National Register of Historic Places. 7-Eleven stores added to ABA-endorsed surcharge-free ATM network Allpoint Network, an ABA Total Business Solutions selected business partner, has announced the addition of surcharge-free automated teller machine locations at more than 5,500 7-Eleven stores nationwide. “Access to Allpoint’s 35,000 surcharge-free ATMs allows community banks to compete more effectively by providing their customers with greater access, convenience, and savings,” said Bill Kroll, president of ABA Total Business Solutions. “The Allpoint program will help our members attract new customers by offering them broad local and nationwide surcharge-free ATM access.” Allpoint’s ATMs are conveniently located within many major national and regional retailers, such as Target, CVS, Walgreens, and Costco. To learn more, go to http://www.aba.com/BusinessSolutions/default.htm or call 1800-BANKERS. ABA Insurance Risk Management Annual Conference & Meetings for the Financial Services Industry Weston, FL Jan 25-28 National Conference for Community Bankers Phoenix, AZ Feb 15-18 ABA Wealth Management and Trust Conference San Francisco, CA Mar 11-13 ABA Intermediate Compliance School; ABA National Compliance School San Jose, CA Mar 27-Apr 2 ABA Mutual Community Bank Conference; ABA Government Relations Summit Washington, DC Mar 30-Apr 1 ABA Real Estate Lending Conference Tampa, FL April 4-8 ABA Graduate Commercial Lending Schools Dallas, TX April 18-24 Educational mortgage booklets available The ABA Education Foundation has added a new booklet on mortgages to its popular Personal Finance Basics Series for banks to distribute to consumers. The mortgages booklet is a brief, easy-to-understand, introductory primer on mortgages. The booklet discusses the various types of mortgages, buying power, getting a loan and other information for first-time home buyers. The booklet also includes worksheets to help consumers learn how much they can afford, information on finding a lender and a checklist of the documents necessary to close on a loan. The booklets are available in packets of 50. For more information, including pricing and samples, visit www.aba.com/abaef/booklets or call the ABA Education Foundation at 1-800-BANKERS. Updated guide to bank regulations available ABA has updated its popular Quick Reference Guide to Banking Regulations to cover legal and regulatory changes through June 2008, including the new responsibilities under the Bank Secrecy Act. The easy-to-use resource is targeted to employees, officers and directors who may not be immediately responsible for bank compliance but are still expected to be familiar with the laws and rules governing banking institutions. The guide, sponsored by ABA’s America’s Community Bankers Council, provides one-page overviews that include a brief history and goal of each major banking law and regulation. It also offers a glossary of compliance terms and a calendar of compliance deadlines. Subscribe at www.ababj.com ABA BANKING JOURNAL/NOVEMBER 2008 21 http://www.aba.com/News/safemain.htm http://www.aba.com/Conferences and Education/CMS_sched2.htm http://www.aba.com/BusinessSolutions/default.htm http://www.aba.com/abaef/booklets http://www.ababj.com
Table of Contents Feed for the Digital Edition of ABA Banking Journal - November 2008 ABA Banking Journal - November 2008 Contents Editor's Column Banking 2.0: Credit, Banking's Essence, Set for Rethinking Snapshot: The Few, the Proud, the Banks that Can Raise Capital Will Strong and Simple Banks Inherit the Business? Back to the Future ABA Resources ABA Chairman's Position Farm Lenders Must Take Care When Lending in Indian Country Pass the Aspirin Into the Breach Adventures Across A Century What the Future Holds, Post Crisis Paul Volcker: A Financial Legend Still Speaks Strong Ed Yingling: Weathering the Storm Dick Kovacevich: "Boring" Banking to Dynamic Financial Services Jim Culberson: Community Banking: What has Changed and What Shouldn't Walter Shipley: How a Chemical Reaction Helped to Mold Today's JPMorgan Chase William Isaac: Challenges and Opportunities Ahead for Banks A Hundred Years from Our Pages Eight Tech Innovations that Brought Banks into 21st Century Bank Cherokee: Third Generaton Marks 100th Year The First National Bank of Altavista: Railroad Gave Birth to a Town, a Hope Chest, and a Bank Rosedales Federal Savings and Loan Association: How a Friendly Game of Cards Turned into a 100-Year Mutual New Washington State Bank: Cooking Up the Next 100 Years Mailbox Banker's Mart To Advertise/Index of Advertisers The Economy ABA Banking Journal - November 2008 ABA Banking Journal - November 2008 - ABA Banking Journal - November 2008 (Page Cover1) ABA Banking Journal - November 2008 - ABA Banking Journal - November 2008 (Page Cover2) ABA Banking Journal - November 2008 - ABA Banking Journal - November 2008 (Page 1) ABA Banking Journal - November 2008 - ABA Banking Journal - November 2008 (Page 2) ABA Banking Journal - November 2008 - Contents (Page 3) ABA Banking Journal - November 2008 - Editor's Column (Page 4) ABA Banking Journal - November 2008 - Editor's Column (Page 5) ABA Banking Journal - November 2008 - Editor's Column (Page 6) ABA Banking Journal - November 2008 - Banking 2.0: Credit, Banking's Essence, Set for Rethinking (Page 7) ABA Banking Journal - November 2008 - Snapshot: The Few, the Proud, the Banks that Can Raise Capital (Page 8) ABA Banking Journal - November 2008 - Snapshot: The Few, the Proud, the Banks that Can Raise Capital (Page 9) ABA Banking Journal - November 2008 - Snapshot: The Few, the Proud, the Banks that Can Raise Capital (Page 10) ABA Banking Journal - November 2008 - Snapshot: The Few, the Proud, the Banks that Can Raise Capital (Page 11) ABA Banking Journal - November 2008 - Will Strong and Simple Banks Inherit the Business? (Page 12) ABA Banking Journal - November 2008 - Will Strong and Simple Banks Inherit the Business? (Page 13) ABA Banking Journal - November 2008 - Will Strong and Simple Banks Inherit the Business? (Page 14) ABA Banking Journal - November 2008 - Will Strong and Simple Banks Inherit the Business? (Page 15) ABA Banking Journal - November 2008 - Back to the Future (Page 16) ABA Banking Journal - November 2008 - Back to the Future (Page 17) ABA Banking Journal - November 2008 - Back to the Future (Page 18) ABA Banking Journal - November 2008 - Back to the Future (Page 19) ABA Banking Journal - November 2008 - Back to the Future (Page 20) ABA Banking Journal - November 2008 - ABA Resources (Page 21) ABA Banking Journal - November 2008 - ABA Chairman's Position (Page 22) ABA Banking Journal - November 2008 - ABA Chairman's Position (Page 23) ABA Banking Journal - November 2008 - Farm Lenders Must Take Care When Lending in Indian Country (Page 24) ABA Banking Journal - November 2008 - Farm Lenders Must Take Care When Lending in Indian Country (Page 24A) ABA Banking Journal - November 2008 - Farm Lenders Must Take Care When Lending in Indian Country (Page 24B) ABA Banking Journal - November 2008 - Farm Lenders Must Take Care When Lending in Indian Country (Page 24C) ABA Banking Journal - November 2008 - Farm Lenders Must Take Care When Lending in Indian Country (Page 24D) ABA Banking Journal - November 2008 - Farm Lenders Must Take Care When Lending in Indian Country (Page 24E) ABA Banking Journal - November 2008 - Farm Lenders Must Take Care When Lending in Indian Country (Page 24F) ABA Banking Journal - November 2008 - Farm Lenders Must Take Care When Lending in Indian Country (Page 24G) ABA Banking Journal - November 2008 - Farm Lenders Must Take Care When Lending in Indian Country (Page 24H) ABA Banking Journal - November 2008 - Pass the Aspirin (Page 25) ABA Banking Journal - November 2008 - Pass the Aspirin (Page 26) ABA Banking Journal - November 2008 - Pass the Aspirin (Page 27) ABA Banking Journal - November 2008 - Pass the Aspirin (Page 28) ABA Banking Journal - November 2008 - Pass the Aspirin (Page 29) ABA Banking Journal - November 2008 - Pass the Aspirin (Page 30) ABA Banking Journal - November 2008 - Pass the Aspirin (Page 31) ABA Banking Journal - November 2008 - Pass the Aspirin (Page 32) ABA Banking Journal - November 2008 - Pass the Aspirin (Page 33) ABA Banking Journal - November 2008 - Into the Breach (Page 34) ABA Banking Journal - November 2008 - Into the Breach (Page 35) ABA Banking Journal - November 2008 - Into the Breach (Page 36) ABA Banking Journal - November 2008 - Into the Breach (Page 37) ABA Banking Journal - November 2008 - Into the Breach (Page 38) ABA Banking Journal - November 2008 - Into the Breach (Page 39) ABA Banking Journal - November 2008 - Into the Breach (Page 40) ABA Banking Journal - November 2008 - Into the Breach (Page 41) ABA Banking Journal - November 2008 - Into the Breach (Page 42) ABA Banking Journal - November 2008 - Into the Breach (Page 43) ABA Banking Journal - November 2008 - Into the Breach (Page 44) ABA Banking Journal - November 2008 - Into the Breach (Page 45) ABA Banking Journal - November 2008 - Into the Breach (Page 46) ABA Banking Journal - November 2008 - Adventures Across A Century (Page 47) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 48) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 49) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 50) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 51) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 52) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 53) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 54) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 55) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 56) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 57) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 58) ABA Banking Journal - November 2008 - What the Future Holds, Post Crisis (Page 59) ABA Banking Journal - November 2008 - Paul Volcker: A Financial Legend Still Speaks Strong (Page 60) ABA Banking Journal - November 2008 - Paul Volcker: A Financial Legend Still Speaks Strong (Page 61) ABA Banking Journal - November 2008 - Paul Volcker: A Financial Legend Still Speaks Strong (Page 62) ABA Banking Journal - November 2008 - Paul Volcker: A Financial Legend Still Speaks Strong (Page 63) ABA Banking Journal - November 2008 - Paul Volcker: A Financial Legend Still Speaks Strong (Page 64) ABA Banking Journal - November 2008 - Paul Volcker: A Financial Legend Still Speaks Strong (Page 65) ABA Banking Journal - November 2008 - Ed Yingling: Weathering the Storm (Page 66) ABA Banking Journal - November 2008 - Ed Yingling: Weathering the Storm (Page 67) ABA Banking Journal - November 2008 - Dick Kovacevich: "Boring" Banking to Dynamic Financial Services (Page 68) ABA Banking Journal - November 2008 - Dick Kovacevich: "Boring" Banking to Dynamic Financial Services (Page 69) ABA Banking Journal - November 2008 - Dick Kovacevich: "Boring" Banking to Dynamic Financial Services (Page 70) ABA Banking Journal - November 2008 - Dick Kovacevich: "Boring" Banking to Dynamic Financial Services (Page 71) ABA Banking Journal - November 2008 - Jim Culberson: Community Banking: What has Changed and What Shouldn't (Page 72) ABA Banking Journal - November 2008 - Jim Culberson: Community Banking: What has Changed and What Shouldn't (Page 73) ABA Banking Journal - November 2008 - Walter Shipley: How a Chemical Reaction Helped to Mold Today's JPMorgan Chase (Page 74) ABA Banking Journal - November 2008 - Walter Shipley: How a Chemical Reaction Helped to Mold Today's JPMorgan Chase (Page 75) ABA Banking Journal - November 2008 - Walter Shipley: How a Chemical Reaction Helped to Mold Today's JPMorgan Chase (Page 76) ABA Banking Journal - November 2008 - Walter Shipley: How a Chemical Reaction Helped to Mold Today's JPMorgan Chase (Page 77) ABA Banking Journal - November 2008 - William Isaac: Challenges and Opportunities Ahead for Banks (Page 78) ABA Banking Journal - November 2008 - William Isaac: Challenges and Opportunities Ahead for Banks (Page 79) ABA Banking Journal - November 2008 - A Hundred Years from Our Pages (Page 80) ABA Banking Journal - November 2008 - A Hundred Years from Our Pages (Page 81) ABA Banking Journal - November 2008 - A Hundred Years from Our Pages (Page 82) ABA Banking Journal - November 2008 - A Hundred Years from Our Pages (Page 83) ABA Banking Journal - November 2008 - A Hundred Years from Our Pages (Page 84) ABA Banking Journal - November 2008 - A Hundred Years from Our Pages (Page 85) ABA Banking Journal - November 2008 - Eight Tech Innovations that Brought Banks into 21st Century (Page 86) ABA Banking Journal - November 2008 - Eight Tech Innovations that Brought Banks into 21st Century (Page 87) ABA Banking Journal - November 2008 - Eight Tech Innovations that Brought Banks into 21st Century (Page 88) ABA Banking Journal - November 2008 - Eight Tech Innovations that Brought Banks into 21st Century (Page 89) ABA Banking Journal - November 2008 - Bank Cherokee: Third Generaton Marks 100th Year (Page 90) ABA Banking Journal - November 2008 - Bank Cherokee: Third Generaton Marks 100th Year (Page 91) ABA Banking Journal - November 2008 - Rosedales Federal Savings and Loan Association: How a Friendly Game of Cards Turned into a 100-Year Mutual (Page 92) ABA Banking Journal - November 2008 - New Washington State Bank: Cooking Up the Next 100 Years (Page 93) ABA Banking Journal - November 2008 - Mailbox (Page 94) ABA Banking Journal - November 2008 - Mailbox (Page 95) ABA Banking Journal - November 2008 - Mailbox (Page 96) ABA Banking Journal - November 2008 - Banker's Mart (Page 97) ABA Banking Journal - November 2008 - To Advertise/Index of Advertisers (Page 98) ABA Banking Journal - November 2008 - To Advertise/Index of Advertisers (Page 99) ABA Banking Journal - November 2008 - The Economy (Page 100) ABA Banking Journal - November 2008 - The Economy (Page Cover3) ABA Banking Journal - November 2008 - The Economy (Page Cover4)
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