ABA Banking Journal - December 2008 - (Page 3)

Banking JOURNAL Vol. C, No. 12 December 2008 www.ababj.com ABA CONTENTS DEPARTMENTS ABA RESOURCES . . . . . . . . . . . . 17 COMMUNITY BANKING When your board needs a director who’s a special fit . . . . . . . . . . . . . 20 Where do you go for new board members when the local candidate pool doesn’t offer anyone with the right skills? Today new internet sources join traditional methods for hunting good matches. FEATURES COVER STORY TARP and the future: Will U.S. be a controlling shareholder?. . . . . . . . . . . . . . . . . . . . . 9 What do Uncle Sam and Monopoly’s “Rich Uncle Pennybags” have in common? Both own pieces of banks. But while Mr. Monopoly is the quintessential capitalist, Uncle Sam’s bank stakes are no game. What will federal ownership mean for the industry in the near, mid-, and long-terms? Second of our series, Banking 2.0 By Steve Cocheo Pass the Aspirin . . . . . . . . . . . . . . . 22 Charity in bad times; finding lenders. Got headaches? Try www.passtheaspirinplus.com INNOVATION 2008: Now, more than ever If a good idea is worth its weight in gold, today the price might be measured in platinum. In this year’s report, smart bankers have to keep up with two Joneses and a Joe, to be innovative today: TECH TOPICS With physical security, complacency is the enemy. . . . . . . . . . . . 35 If the perimeter of your office is surrounded by a hedge that’s “tall enough to hide a pig and three fat men,” Charles Williams has some warnings for you. Webnotes. . . . . . . . . . . . . . . . . . . . . . 36 Does your website have designed-in security flaws? By Bill Orr • The bank that hates “customers” Signature Bank’s Joe DePaolo turns them into “clients.” An innovative pay arrangement drives staff attitudes. By William Streeter . . . . . . . . . . 27 • “Ivan the Terrible”wreaks havoc, but adds new business line How Bob Jones of Atmore, Ala., turns the safe-deposit business on its head. By Steve Cocheo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .29 • New twist on philanthropy: the “second-chance” account Bob Jones (of Indiana) reaches out to the unbanked of of Evansville. By Lauren Bielski . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 RISK MANAGEMENT Credit risk management: Sunk by crisis? . . . . . . . . . 31 By Lauren Bielski. Many feel risk management models failed to protect the industry in the buildup to the current crisis. But not everyone. Some point to missing support; complex legacy systems; and redundant data as key factors affecting credit model performance. Today’s models need revisions, yes, but not replacement. COMPLIANCE CLINIC Getting FDIC insurance shifts right . . . . . . . . . . . . 38 ABA compliance experts provides answers to 14 key questions bankers must be able to handle when ensuring compliance with the FDIC’s new and temporary insurance authorities. By Cristeena Naser and Leslie Callaway COLUMNS Editor’s Column . . . . . . . . . . . . . . . . .4 Oh, those boring banks ABA Chairman’s Position . . . . . . .18 Your phone line strengthens ABA’s hand Banker’s Mart . . . . . . . . . . . . . . . . . .43 To advertise/Index of advertisers . . . .44 The Economy . . . . . . . . . . . . . . . . . . .48 Necessary contraction By Michael Swanson Compliance Mailbox appears in the Digital Magazine this month. Reach it through our website at www.ababj.com, where lenders can also “blog” with credit expert Ed O’Leary in “Talking Credit.” Subscribe at www.ababj.com Coming in January’s ABA BJ and the Digital Magazine… • Washington outlook from ABA experts • Banking 2.0: Impact on M&A • Will regulatory reform drown innovation? • State of the bank insurance market ABA BANKING JOURNAL/DECEMBER 2008 3 http://www.ababj.com http://www.passtheaspirinplus.com http://www.ababj.com http://www.ababj.com

Table of Contents for the Digital Edition of ABA Banking Journal - December 2008

ABA Banking Journal - December 2008
Contents
Editor’s Column
Cover Story
ABA Resources
ABA Chairman’s Position
Community Banking
Pass the Aspirin
The Bank that Hates "Customers"
"Ivan the Terrible"Wreaks Havoc, but Adds New Business Line
New Twist on Philanthropy:the "Second-Chance" Account
Risk Management
Tech Topics
Webnotes
Compliance Clinic
MailBox
Banker’s Mart
To Advertise/Index of Advertisers
The Economy

ABA Banking Journal - December 2008

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