is nothing you can do," she says. "You just kind of watch it fall. We utilize crop insurance when incidents like that happen that are completely beyond our control. And we are thankful we have it because it's saved our lives." Alicia's father was planning to meet with NCIS, but other business took him away from the farm the day we arrived and Alicia agreed to fill in. "My dad wanted to be here today and he's sorry he couldn't be. But he wanted me to tell you that crop insurance has helped him sleep better at night." Chip Bailey Chip Bailey inspects one of his Honey Crisp apple orchards on his first-generation farm. KC Bailey Orchard builds their own boxes to store the apples on-site in their large cooling barns. The apples are then sorted and ready for delivery when a customer places an order. 22 FOURTHQUARTER2019 Both of Chip Bailey's parents were school teachers. But he knew at a very early age that all he wanted to do was farm. "I went to college to learn all that I could about farming," he said. "We started our farm in 1984 and have worked hard to grow the business." Bailey and his wife, Karla, own KC Bailey Orchards in Williamson where they grow more than 20 different varieties of apples. "We used to grow other crops on the farm to diversify our risk, but we are now a mono culture; we grow only apples," he said. "And that's where we really see the value of crop insurance to protect our income." Growing crops outside isn't an easy proposition for any farmer. "Frost is always a threat in this part of the country, and we have to use crop insurance to keep us in business." The Baileys have two sons who may take over the farm someday. It's a choice Bailey is happy to provide them.