Crop Insurance Today Fourth Quarter 2022 - 12

C r o p I n s u r a n c e
today
By Laurie Langstraat, NCIS
Brett Anderson walked the rows on his Michigan
farm and inspected a healthy crop of apples.
He grabbed one and looked closer at a small indentation
with an eye informed by 100 years of
family experience.
The little indentation probably won't mean
much by harvest, but Brett has seen hailstorms
that beat and bruised his apples to the point
where the value dropped to a quarter of what this
crop may bring.
This is why Brett relies on crop insurance to
protect his crop. In Michigan, Federal crop insurance
protects $3.1 billion in liability on crops
planted on 4.4 million acres and the private
Crop-Hail product provides an additional $722
million in liability.
" Crop insurance has become so vital...no
matter what happens in this coming crop season,
I will have the ability to pay my bills, to keep my
workers employed, and to be able to continue
this family farm that has been here for over 100
years, " Brett said.
Brett was one of several farmers National
Crop Insurance Services (NCIS) visited this summer
as part of its Crop Insurance Profiles project
that spotlights the farmers that buy crop insurance
and why it is important to them. NCIS also
met with several agents and adjusters: the people
behind the policy who ensure farmers have the
tools they need to protect their livelihoods and
who also respond quickly when disasters strike.
Brett and other growers across the state harvest
approximately one billion pounds of apples
each year, making Michigan third in the nation
for apple production. But with more than 100
million pounds grown in the state every year,
Michigan is number one in the country in the
production of blueberries. Something Shelly
Apples grow well on Ridgeview Orchards, the farm that has been in Dan Dietrich's family for more than six
generations. " We're located about 20 miles from Lake Michigan in Conklin, " said Dan. " The elevation change
means we can escape some of the spring frosts and the lake protects us from some of the cold weather breezes. "
He said approximately 60 percent of the state's apples are grown in that area of Michigan.
10 FOURTHQUARTER2022
Hartmann is very passionate about.
" The thing I love about blueberries is that it's
nature's perfect fruit, " she said. " There's no waste,
it's 100 percent consumable. There's no pit, no
VisitWebsite
ag-risk.org
Michigan Farmers Rely on Crop Insurance
http://www.ag-risk.org

Crop Insurance Today Fourth Quarter 2022

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