The Crush - January 2022 - 10

CAWG NEWS
CAWG 401(k) Benefit for Members; CalSavers Considerations
By Kristina Keck
Save time and money - plus provide a best in class 401(k) plan
- by participating in the CAWG Multiple Employer Plan (MEP).
With custom features, comprehensive services, investment
support and most importantly, a sound fiduciary process, the
MEP makes it easy and less burdensome for you to offer your
employees a quality retirement plan.
SAVE TIME
The MEP streamlines plan operations and reduces your
administrative responsibilities. You turn these responsibilities
over to a team of professionals that handle them for you.
LESS WORK
The MEP reduces your workload with you simply providing
timely contribution, census and audit data and submitting
participant approvals.
INSTITUTIONAL QUALITY INVESTMENTS
The plan delivers access to low cost, institutional quality
investment fund share classes not typically available to smaller
plans.
LOWER COSTS
By participating in a plan that's larger in scope and scale, you can
take advantage of volume discounts and more favorable pricing
compared to sponsoring a plan on your own.
DO YOU KNOW ABOUT CALSAVERS' JUNE 30 DEADLINE?
By June 30, 2022 employers with five or more employees are
required to have a retirement plan in place for workers - either
through a private-market option, like a 401(k), or through the
state-run CalSavers program.
So, if you have a 401(k) currently or if you are an employer that
must meet the CalSavers mandate, you should consider looking
into the CAWG MEP 401(k) plan.
LEARN MORE AT THE FEB. 10 WEBINAR
Join CAWG and Woodruff Sawyer on Feb. 10 at 10 a.m. to learn
more about the power of the MEP. Register
LESS RISK
Under the MEP, you can outsource responsibility for the fiduciary
liability that comes with managing a retirement plan.
Kristina Keck
Vice President, Retirement Plans
kkeck@woodruffsawyer.com
415-399-6459
401(K) BENEFIT FOR MEMBERS
California Association of Winegrape Growers
As a member of the California Association of Winegrape Growers (CAWG), you can benefit from the combined purchasing power of a
Multiple Employer Plan (MEP) for retirement savings. The CAWG 401(k) Retirement Savings Plan offers employers all the advantages
and flexibility of a stand-alone plan, but without the expenses and administrative burden associated with sponsoring a single
employer plan.
A MEP DOES THREE IMPORTANT THINGS:
* Can reduce costs to both the employee and employer.
* Transfers the required paperwork and administrative burden.
* Reduces an owner's fiduciary exposure and risk
VIEW HANDOUT
Member Benefits
By participating in the CAWG 401(k) Retirement Savings Plan,
virtually all administrative tasks are transferred through the
plan's advisor, Woodruff Sawyer.
* Low cost and simplified annual audit
* Cost savings on the investments
* No individual Form 5500 reporting
* Minimal plan maintenance
* Flexible plan features, including safe harbor, Roth, and profit
sharing
* Customizable 401(k) plan design options involving eligibility,
matches, vesting schedules, and more
Employee Education and Support
As an adopting employer, you will also have access to tools and
resources to enroll and educate your employees and
participants, many available in both English and Spanish.
Employee educational seminars: English and Spanish
* Video Enrollment: English and Spanish
* Participant website
*
Interactive decision support modules
* Educational brochures, flyers and videos: English and
Spanish
* Periodic newsletters- English and Spanish
* Online retirement planning calculators and tools
* Comprehensive Financial Wellness program
WOODRUFF-SAWYER & CO.
Insurance Services | Risk Management | Employee Benefits
woodruffsawyer.com
2022 Scholarship
Applications Due
March 4
WHO: Students whose parent or legal guardian
is employed by a California winegrape grower.
WEBSITE: cawgfoundation.org
10 JANUARY 2022
https://us02web.zoom.us/webinar/register/WN_7C7_zXypT2uDQXpX_l8W0w https://files.constantcontact.com/cd6628ed001/4a99c7d3-2138-4417-b717-9b24614d5eca.pdf?rdr=true http://www.woodruffsawyer.com https://www.cawgfoundation.org/

The Crush - January 2022

Table of Contents for the Digital Edition of The Crush - January 2022

The Crush - January 2022 - 1
The Crush - January 2022 - 2
The Crush - January 2022 - 3
The Crush - January 2022 - 4
The Crush - January 2022 - 5
The Crush - January 2022 - 6
The Crush - January 2022 - 7
The Crush - January 2022 - 8
The Crush - January 2022 - 9
The Crush - January 2022 - 10
The Crush - January 2022 - 11
The Crush - January 2022 - 12
The Crush - January 2022 - 13
The Crush - January 2022 - 14
https://www.nxtbook.com/cawg/cawg/the-crush-may-june-2024
https://www.nxtbook.com/cawg/cawg/the-crush-march-april-2024
https://www.nxtbook.com/cawg/cawg/the-crush-jan-feb-2024
https://www.nxtbook.com/cawg/cawg/the-crush-december-2023
https://www.nxtbook.com/cawg/cawg/the-crush-november-2023
https://www.nxtbook.com/cawg/cawg/the-crush-october
https://www.nxtbook.com/cawg/cawg/the-crush-august
https://www.nxtbook.com/cawg/cawg/the-crush-july
https://www.nxtbook.com/cawg/cawg/the-crush-june-2023
https://www.nxtbook.com/cawg/cawg/the-crush-march-2023
https://www.nxtbook.com/cawg/cawg/the-crush-february-2023
https://www.nxtbook.com/cawg/cawg/the-crush-december-2022
https://www.nxtbook.com/cawg/cawg/the-crush-november-2022
https://www.nxtbook.com/cawg/cawg/the-crush-october-2022
https://www.nxtbook.com/cawg/cawg/the-crush-september-2022
https://www.nxtbook.com/cawg/cawg/the-crush-august-2022
https://www.nxtbook.com/cawg/cawg/the-crush-july-2022
https://www.nxtbook.com/cawg/cawg/the-crush-may-2022
https://www.nxtbook.com/cawg/cawg/the-crush-april2022
https://www.nxtbook.com/cawg/cawg/the-crush-april-2022
https://www.nxtbook.com/cawg/cawg/the-crush-march2022
https://www.nxtbook.com/cawg/cawg/the-crush-january-2022
https://www.nxtbook.com/cawg/cawg/the-crush-december-2021
https://www.nxtbook.com/cawg/cawg/the-crush-november-2021
https://www.nxtbook.com/cawg/cawg/the-crush-october-2021
https://www.nxtbook.com/cawg/cawg/the-crush-september-2021
https://www.nxtbook.com/cawg/cawg/the-crush-june-2021
https://www.nxtbook.com/cawg/cawg/the-crush-may-2021
https://www.nxtbook.com/cawg/cawg/the-crush-march2021
https://www.nxtbook.com/cawg/cawg/the-crush-february2021
https://www.nxtbook.com/cawg/cawg/Jan2021
https://www.nxtbook.com/cawg/cawg/January2021
https://www.nxtbook.com/cawg/cawg/December2020
https://www.nxtbook.com/cawg/cawg/newsletter_2011
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2010
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2009
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2008
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2007
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2006
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2005
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2004
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2003
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2002
https://www.nxtbook.com/nxtbooks/cawg/newsletter_2001
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1912
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1911
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1910
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1909
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1908
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1907
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1906
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1905
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1904
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1903
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1902
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1901
https://www.nxtbook.com/nxtbooks/cawg/newsletter_1812
https://www.nxtbookmedia.com