Council on Aging - Answers 2023 - 60

COUNCIL ON AGING - SOUTHERN CALIFORNIA
Learn the Terminology to
Protect Yourself from Scams
It is estimated that 1 in 10 adults over age sixty
will be a victim of a scam or fraud. With the world
becoming more connected due to the Internet,
online scams have increased. According to the
FBI's 2022 Elder Fraud Report total losses in
2022 reported to the Internet Crime Complaint
Center (IC3) by elderly victims increased 84%
over 2021. Monetary losses due to investment
fraud reported by victims over sixty increased
over 300% (more than any other kind of fraud)
with the average loss per victim being $35,101.
Awareness is the best way to protect yourself
and a great starting place is understanding the
terminology of internet scams and fraud.
Baiting - A scam that prompts the user to click
on something like " You have just won! Click here
to claim your prize. "
Bitcoin - A digital currency used to buy goods
and services anonymously on the internet. Bitcoin
is a legal and authentic way to make purchases,
but it can be used anonymously making it easier
for criminals to buy and sell illegally acquired
information and merchandise online.
60
Answers Guide 23/24
Card Cloning - Copying card information
onto a device that stores data (PIN, card number
and security code) to transfer onto a new card
(the clone). Cloning usually occurs through a
reading device which has been attached to an
ATM machine or when swiped through a reading
device.
Card Skimming - Capturing of information
from the magnetic stripe on your ATM or credit
card by use of portable " skimmer " devices that are
secretly installed on card-reading machines.
Catfishing - Creating a fake account with
someone else's pictures and details, then using that
account to lure victims with the intent to extort
data, images, or money.
Clickjacking or Click Bait - When a link is
presented as one website, but the destination is a
different web address.
Confidence Fraud/Romance Scam/Pig
Butchering/Grooming - Types of impersonation
scams where a friendship or romantic relationship
is started online (usually via social media), and
the target is groomed with the intent to extort
COUNCIL ON AGING - SOUTHERN CALIFORNIA IS A 501 (C)3 NONPROFIT CORPORATION. TO DISTRIBUTE ANSWERS FREE OF COST, WE MUST SELL ADVERTISING SPACE. WHILE WE APPRECIATE THE PAID LISTINGS IN ANSWERS, THEIR
INCLUSION DOES NOT IMPLY A RECOMMENDATION OR ENDORSEMENT OF PRODUCTS OR SERVICES BY COASC. ALWAYS BE A VIGILANT CONSUMER. VERIFY INFORMATION AND SEEK REFERENCES WHERE APPROPRIATE.
FINANCE, LEGAL & FRAUD PREVENTION

Council on Aging - Answers 2023

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