Council on Aging - Answers 2023 - 72

COUNCIL ON AGING - SOUTHERN CALIFORNIA
Know Your Medicare Options
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e, and during certain times of the year, you can
e coverage. There are 2 main ways to get Medicare:
Medicare Advantage
(also known as Part C)
10
Medicare Advantage
(also known as Part C)
10
When you first sign up for Medicare, and during certain times of the year, you can
choose how you get your Medicare coverage. There are 2 main ways to get Medicare:
Original Medicare
* Medicare Advantage is a
Medicare-approved plan from a
private company that oers an
alternative to Original Medicare for
your health and drug coverage. These
" bundled " plans include Part A,
Part B, and usually Part D.
* In many cases, you may need to get
approval from your plan before it
covers certain drugs or services.
* Plans may have lower out-of-pocket
costs than Original Medicare.
n Original Medicare includes Medicare
Part A (Hospital Insurance) and
Part B (Medical Insurance).
* Medicare Advantage is a
Medicare-approved plan from a
private company that oers an
alternative to Original Medicare for
your health and drug coverage. These
" bundled " plans include Part A,
Part B, and usually Part D.
* In many cases, you may need to get
approval from your plan before it
covers certain drugs or services.
n You can join a separate Medicare drug plan
to get Medicare drug coverage (Part D).
* In most cases, you can only use
doctors who are in the plan's network.
n You can use any doctor or hospital that
takes Medicare, anywhere in the U.S.
* In most cases, you can only use
doctors who are in the plan's network.
* Plans may oer some extra benets
that Original Medicare doesn't cover
-like vision, hearing, and dental
services.
* Plans may have lower out-of-pocket
costs than Original Medicare.
 Part A
 Part B
Part A
Part B
Part A
Part B
n
ou
n
ou
mer
aid.
mer
aid.
* Plans may oer some extra benets
that Original Medicare doesn't cover
-like vision, hearing, and dental
services.
n To help pay your out-of-pocket costs in
Original Medicare (like your
20% coinsurance), you can also shop for
and buy supplemental coverage.
* You can join a separate Medicare
drug plan to get Medicare drug
coverage (Part D).
* You can use any doctor or hospital
that takes Medicare, anywhere in
the U.S.
* You can join a separate Medicare
drug plan to get Medicare drug
coverage (Part D).
* You can use any doctor or hospital
that takes Medicare, anywhere in
the U.S.
Original Medicare
* Original Medicare includes Medicare
Part A (Hospital Insurance) and
Part B (Medical Insurance).
* You can join a separate Medicare
drug plan to get Medicare drug
coverage (Part D).
Know Your Medicare Op3ons
Know Your Medicare Op3ons
Know Your Medicare Op3ons
When you first sign up for Medicare, and during certain times of the year, you can
choose how you get your Medicare coverage. There are 2 main ways to get Medicare:
Original Medicare
* Original Medicare includes Medicare
Part A (Hospital Insurance) and
Part B (Medical Insurance).
* To help pay your out-of-pocket costs
in Original Medicare (like your 20%
coinsurance), you can also shop for
and buy supplemental coverage.
You can add:
 Part D
 Some extra benefits
Most plans include:
Part D
Most plans include:
Part D
Part A
Part B
Some plans also include:
Lower out-of-pocket costs
Some extra benets
Some extra benets
You can add:
Part D
Reprinted from Medicare.gov
Reprinted from Medicare.gov
You can add:
Part D
Part A
Part B
Some plans also include:
Lower out-of-pocket costs
You can also add:
You can add:
Part D
You can also include:
o Supplemental Coverage
You can also add:
This includes Medicare Supplement
Insurance (Medigap). Or, you can use
coverage from a former employer or
union, or Medicaid.
Supplemental coverage
This includes Medicare
Supplement Insurance
(Medigap). See Section 5
(starting on page 75) to learn
more about Medigap. Or, you
can use coverage from a former
employer or union, or Medicaid.
Supplemental coverage
This includes Medicare
Supplement Insurance
(Medigap). See Section 5
(starting on page 75) to learn
more about Medigap. Or, you
can use coverage from a former
employer or union, or Medicaid.
You can also add:
Part A
Part B
* You can use any doctor or hospital
that takes Medicare, anywhere in
the U.S.
* To help pay your out-of-pocket costs
in Original Medicare (like your 20%
coinsurance), you can also shop for
and buy supplemental coverage.
* To help pay your out-of-pocket costs
in Original Medicare (like your 20%
coinsurance), you can also shop for
and buy supplemental coverage.
Original Medicare
* Original Medicare includes Medicare
Part A (Hospital Insurance) and
Part B (Medical Insurance).
* Medicare Advantage is a
Medicare-approved plan from a
private company that oers an
alternative to Original Medicare for
your health and drug coverage. These
" bundled " plans include Part A,
Part B, and usually Part D.
Medicare Advantage
(also known as Part C)
Medicare Advantage
(also known as Part C)
* In many cases, you may need to get
approval from your plan before it
covers certain drugs or services.
* Plans may have lower out-of-pocket
costs than Original Medicare.
Medicare Advantage
(also known as Part C)
Medicare Advantage
(also known as Part C)
n Medicare Advantage Medicare-approved
When you first sign up for Medicare, and during certain times of the year, you can
choose how you get your Medicare coverage. There are 2 main ways to get Medicare:
plan from a private company that offers
an alternative to Original Medicare for
your health and drug coverage. These
When you first sign up for Medicare, and during certain times of the year, you can
choose how you get your Medicare coverage. There are 2 main ways to get Medicare:
" bundled " plans include Part A, Part B, and
usually Part D.
n In most cases, you can only use doctors who
are in the plan's network.
* Medicare Advantage is a
Medicare-approved plan from a
private company that oers an
alternative to Original Medicare for
your health and drug coverage. These
" bundled " plans include Part A,
Part B, and usually Part D.
* In many cases, you may need to get
approval from your plan before it
covers certain drugs or services.
* Plans may have lower out-of-pocket
costs than Original Medicare.
* In most cases, you can only use
doctors who are in the plan's network.
n In many cases, you may need to get
approval from your plan before it covers
certain drugs or services.
* In most cases, you can only use
doctors who are in the plan's network.
* Plans may oer some extra benets
that Original Medicare doesn't cover
-like vision, hearing, and dental
services.
 Part A
 Part B
Part A
Part B
Part A
Part B
Supplemental coverage
This includes Medicare
Supplement Insurance
(Medigap). See Section 5
(starting on page 75) to learn
more about Medigap. Or, you
can use coverage from a former
employer or union, or Medicaid.
Most plans include:
 Part D
 Some extra benefits
Most plans include:
Part D
Part A
Part B
Most plans include:
Part D
Some plans also include:
Lower out-of-pocket costs
Some extra benets
Some extra benets
Most plans include:
Part D
Some plans also include:
Lower out-of-pocket costs
Some extra benets
Reprinted from Medicare.gov
Reprinted from Medicare.gov
Some plans also include:
o Lower out-of-pocket costs
Reprinted from Medicare.gov
Some plans also include:
Lower out-of-pocket costs
Reprinted from Medicare.gov
72
Answers Guide 23/24
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INCLUSION DOES NOT IMPLY A RECOMMENDATION OR ENDORSEMENT OF PRODUCTS OR SERVICES BY COASC. ALWAYS BE A VIGILANT CONSUMER. VERIFY INFORMATION AND SEEK REFERENCES WHERE APPROPRIATE.
n Plans may have lower out-of-pocket costs
than Original Medicare.
* Medicare Advantage is a
Medicare-approved plan from a
private company that oers an
alternative to Original Medicare for
your health and drug coverage. These
" bundled " plans include Part A,
Part B, and usually Part D.
* In most cases, you can only use
doctors who are in the plan's network.
* Plans may oer some extra benets
that Original Medicare doesn't cover
-like vision, hearing, and dental
services.
n Plans may offer some extra benefits that
Original Medicare doesn't cover - like
vision, hearing, and dental services.
* In many cases, you may need to get
approval from your plan before it
covers certain drugs or services.
* Plans may have lower out-of-pocket
costs than Original Medicare.
* Plans may oer some extra benets
that Original Medicare doesn't cover
-like vision, hearing, and dental
services.
Reprinted from Medicare.gov
er
d.
u
Some plans also include:
Lower out-of-pocket costs
Some extra benets
Reprinted from Medicare.gov
Most plans include:
Part D
Part A
Part B
* Plans may oer some extra benets
that Original Medicare doesn't cover
-like vision, hearing, and dental
services.
* Plans may have lower out-of-pocket
costs than Original Medicare.
.
for
osts
%
al
n
care
e
* In many cases, you may need to get
approval from your plan before it
covers certain drugs or services.
You can add:
Part D
* In most cases, you can only use
doctors who are in the plan's network.
* Medicare Advantage is a
Medicare-approved plan from a
private company that oers an
alternative to Original Medicare for
your health and drug coverage. These
" bundled " plans include Part A,
Part B, and usually Part D.
Part A
Part B
Medicare Advantage
(also known as Part C)
* To help pay your out-of-pocket costs
in Original Medicare (like your 20%
coinsurance), you can also shop for
and buy supplemental coverage.
, and during certain times of the year, you can
coverage. There are 2 main ways to get Medicare:
dicare Op3ons
* You can use any doctor or hospital
that takes Medicare, anywhere in
the U.S.
* You can join a separate Medicare
drug plan to get Medicare drug
coverage (Part D).
* Original Medicare includes Medicare
Part A (Hospital Insurance) and
Part B (Medical Insurance).
Original Medicare
This includes Medicare
Supplement Insurance
(Medigap). See Section 5
(starting on page 75) to learn
more about Medigap. Or, you
can use coverage from a former
employer or union, or Medicaid.
You can also add:
Supplemental coverage
Some plans also include:
Lower out-of-pocket costs
Some extra benets
Most plans include:
Part D
Part A
Part B
* Plans may oer some extra benets
that Original Medicare doesn't cover
-like vision, hearing, and dental
services.
* Plans may have lower out-of-pocket
costs than Original Medicare.
* In many cases, you may need to get
approval from your plan before it
covers certain drugs or services.
* In most cases, you can only use
doctors who are in the plan's network.
* Medicare Advantage is a
Medicare-approved plan from a
private company that oers an
alternative to Original Medicare for
your health and drug coverage. These
" bundled " plans include Part A,
Part B, and usually Part D.
Medicare Advantage
(also known as Part C)
When you first sign up for Medicare, and during certain times of the year, you can
choose how you get your Medicare coverage. There are 2 main ways to get Medicare:
Know Your Medicare Op3ons
10
INSURANCE

http://www.Medicare.gov

Council on Aging - Answers 2023

Table of Contents for the Digital Edition of Council on Aging - Answers 2023