ASET Technology Alberta Spring 2023 - 38

WE'VE GOT YOUR BACK:
ASET insurance programs
For more information
scan this QR code or visit
aset.ab.ca/insurance
The conditioning of insurance consumers
If you have shopped for insurance products recently, you'll
likely agree that the process is like a one-way street. You call
the insurer/broker, you provide all your information, and you
receive a quote. In some cases, the insurer/broker may simply
refuse to provide a quote.
Other than adjusting your deductible or the value of the coverage,
you can't negotiate the quote or the decision made by
the broker/insurer. It's basically " take it or leave it. " The sad
reality is that individual insurance consumers have virtually
no negotiation and buying power, and have been conditioned
to just take what's being offered.
What's even more unfortunate is that some associations and
association executives representing hundreds or even thousands
of members behave the exact same way with group
insurance and affinity programs. They take what's offered
by the insurance company for their own members without
negotiation. They have been conditioned to accept any offer
and are too complaisant to look for a better solution.
The ASET winning approach
Fortunately for ASET members, your association has been
forward thinking! Leveraging the buying power of over 10,000
members, ASET insurance benefits have been negotiated
and purchased on a group basis. This allows each member
to enjoy insurance benefits that would be difficult or even
impossible to negotiate if shopping on your own. Not only
will the premiums and coverage be extremely competitive,
you'll also always have the peace of mind that if something
unexpected happens, you have the buying power of 10,000
members behind you.
But wait! That's not all! Since those are group programs, the
more members participate, the better the program features
become. So, by purchasing from ASET insurance programs,
you're supporting your professional association, which benefits
you as a member! WIN-WIN!
ASET insurance benefits
If you haven't already looked into the exclusive insurance
benefits available to you as an ASET member, don't wait
any longer.
Group Home and Automobile Insurance:
* best-in-class group home and automobile
insurance provider
* program established in 2016 with over 3,000
clients already participating and growing quickly
* exclusive products for ASET members and
outstanding claims services
Group Universal Professional Liability
Insurance Program:
* covers all ASET members for $50,000 and
defense costs included in your membership
Group Optional Excess Professional
Liability Insurance:
* available to all ASET members needing more
protection than the universal coverage above,
and with lower costs and fewer exclusions than
other programs.
* coverage up to $5 million and easy online
application process
Group Optional Commercial Office Package
Insurance Program:
* complete insurance package for your office,
large or small
* includes General Insurance Liability coverage
ASET is committed to maintaining these extremely competitive
group programs, and is looking to add additional
programs based on member needs. Please don't hesitate
to reach out to our Programs & Services department
for any questions or suggestions on insurance.
38 | SPRING 2023 | TECHNOLOGY ALBERTA
http://aset.ab.ca/insurance
ASET Technology Alberta Spring 2023

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