Your Business March 2020 - 6

YO U R B U S I N E S S _ A DV E R T I S E M E N T F E AT U R E

Insure your success
Let's face it - running a small business is anything but easy. Multi-tasking and hard graft are the
order of the day, and business insurance is often the last thing on your mind. No matter what stage
of owning a business you are at, your insurance is there to help protect you every step of the way

Your side hustle
has gained traction!

Now is the time to get the basics
sorted, such as insurance, to keep you
aﬂoat if the worst happens. At a basic
level, most small businesses have public
liability and business equipment cover.
✔ Set a reminder in your phone
to make sure you buy insurance
before you start trading.
✔ Spend at least 15-20 minutes
writing down the potential risks
your business could face.
✔ When money is tight, consider an
insurer that allows you to pay monthly
with no APR, admin or cancellation
fees. To ﬁnd out about these, read the
small print or simply call your insurer.

You've won your ﬁrst
big contract or client!

Making sure you update your
insurance as your business changes
is often something that is forgotten
about. If you win a new contract
or client that requires you to have
higher public liability or professional
indemnity insurance, you may need
to increase your level of cover.
✔ Choose an insurer that doesn't
charge admin fees every
time you want to increase or
decrease your insurance.

We are Coverly. Insuring
small businesses is all we do
We've made insurance as simple, flexible and fair as we can, because
that's what businesses say they need. We've removed the endless
questions, meaning you can get a personalised online quote in
less than three minutes, and cover in less than five. If you do want
to talk to someone, we have 4.7-star-rated service at the ready.
We think like a small business, so we're removing centuries-old
jargon, and explaining what you are and are not covered for in
friendly language. We know sometimes you might be doing your
admin at midnight, that's why we offer a 24/7 digital service. We
won't tie you into annual contracts or charge you if you want to
leave or change anything - we are fee-free. You can pay monthly
with no APR for the insurance you want for that particular month
and you can flex up and down as you need. We put you in control.

YB2020 Bibby Financial Services DPS_F.indd 6

"I RECENTLY HAD
MY MACBOOK
STOLEN, THE
ENTIRE VALUE
OF THE LAPTOP
WAS REFUNDED
TO MY ACCOUNT
IN LESS THAN A
WEEK. INCREDIBLY
STREAMLINED
PROCESS, CANNOT
RECOMMEND
ENOUGH" Paul, July 2019

You're a
successful
contractor
or small business
and you plan on
staying that way
You've found your sweet spot
and business is cruising along
nicely, so you may want to
ensure it cannot be easily
disrupted. If you rely heavily
on your business equipment
- such as phones, laptops,
hard drives, printers etc -
you may not be able to complete
work without them.
✔ If business would have
to stop if you ever found
yourself without these
items, take 10 minutes to
price them and make sure
your business equipment
insurance is enough to
replace what you need.

13/02/2020 10:58

Your Business March 2020

Table of Contents for the Digital Edition of Your Business March 2020