Automatic Merchandiser - 21

DATA

as it will help reduce claims and
ensure that when claims do occur,
they are handled correctly. Protocols
should also be in place for reporting
accidents.
"Managers should be adequately
trained on legal issues that occur in
the field like workers' compensation injuries, vehicle accidents, drug
testing, reasonable suspicion training and related employment areas,"
Bailey said.

Obtaining proper insurance
Another critical step for operators is
ensuring that their company is properly insured. Liability insurance, also
known as "third-party insurance,"
provides protection against claims
that come after injuries and damage to people or property when the
insured business is deemed to be at
fault. For example, it could cover both

legal costs and any payouts required
after an employee is injured on the
job. There are several forms of liability insurance for business owners to
consider including commercial general liability insurance and personal
liability insurance - also known as
an umbrella insurance policy - as
well as Employment Practices Liability Insurance (EPLI).
The company should not try to
handle claims without legal counsel, Bailey said. Company leadership
believing that liability claims will
never impact their company and that
they can handle claims personally
without counsel are two common misconceptions businesses have, she said.
Bailey said companies either tend
to give inaccurate or too much information to defeat claims. It's important for business owners to select a
qualified insurance company who

August 2019

SECURITY

will work with them to perform
a proper investigation so that
the company can respond
accordingly.
"They should vet a few different insurance brokers, even seeking
referrals from trusted advisors," Bailey said. "Moreover, they should vet a
number of employment attorneys in
their industry, such as vending, who
specifically work with companies to
ensure best representation."

Securing the present for the future
Being vigilant about the many
ways that your security, and your
customers' security, may be threatened is a good first step to identifying solutions that will work for you
and your business. Being properly
insured and creating strong company policies will help protect you
and your employees.

VendingMarketWatch.com

Automatic Merchandiser

21


http://LittleDebbieVending.com http://www.VendingMarketWatch.com

Automatic Merchandiser

Table of Contents for the Digital Edition of Automatic Merchandiser

Editor's Note: Gaining a New Appreciation for the Convenience Services Industry
VendingMarketWatch News
OCS Update
Ensuring Business and Payments Security
The Convergence of Vending and Micro Markets: Hybrid Products Offer Streamlined Solutions for Operators
What to Expect for Your Operation Once You Implement New Technology
Operation Profile: In the Service of Others
Much More Than What's In Your Cup
Classifieds
Automatic Merchandiser - 1
Automatic Merchandiser - 2
Automatic Merchandiser - 3
Automatic Merchandiser - 4
Automatic Merchandiser - 5
Automatic Merchandiser - 6
Automatic Merchandiser - 7
Automatic Merchandiser - Editor's Note: Gaining a New Appreciation for the Convenience Services Industry
Automatic Merchandiser - 9
Automatic Merchandiser - VendingMarketWatch News
Automatic Merchandiser - 11
Automatic Merchandiser - 12
Automatic Merchandiser - 13
Automatic Merchandiser - OCS Update
Automatic Merchandiser - 15
Automatic Merchandiser - Ensuring Business and Payments Security
Automatic Merchandiser - 17
Automatic Merchandiser - 18
Automatic Merchandiser - 19
Automatic Merchandiser - 20
Automatic Merchandiser - 21
Automatic Merchandiser - The Convergence of Vending and Micro Markets: Hybrid Products Offer Streamlined Solutions for Operators
Automatic Merchandiser - 23
Automatic Merchandiser - 24
Automatic Merchandiser - 25
Automatic Merchandiser - 26
Automatic Merchandiser - 27
Automatic Merchandiser - 28
Automatic Merchandiser - 29
Automatic Merchandiser - 30
Automatic Merchandiser - 31
Automatic Merchandiser - What to Expect for Your Operation Once You Implement New Technology
Automatic Merchandiser - 33
Automatic Merchandiser - 34
Automatic Merchandiser - 35
Automatic Merchandiser - Operation Profile: In the Service of Others
Automatic Merchandiser - 37
Automatic Merchandiser - 38
Automatic Merchandiser - 39
Automatic Merchandiser - 40
Automatic Merchandiser - 41
Automatic Merchandiser - 42
Automatic Merchandiser - 43
Automatic Merchandiser - 44
Automatic Merchandiser - 45
Automatic Merchandiser - Much More Than What's In Your Cup
Automatic Merchandiser - 47
Automatic Merchandiser - Classifieds
Automatic Merchandiser - 49
Automatic Merchandiser - 50
Automatic Merchandiser - 51
Automatic Merchandiser - 52
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