Dentaltown February 2014 - (Page 10)

howard speaks column ACA's Impact on General Dentistry Like it or not, in 2014 major parts of the Affordable Care Act (ACA), aka "Obamacare," are going into effect and it is impacting dentistry. But how? This is not a political rant, but the way the ACA is going to affect dentists and our sacred and sovereign profession is a big deal. I don't pretend to be an expert on this subject, in fact there are zero experts on Obamacare because it is so new to all of us. Because we all need to know how we're going to be impacted, I started a conversation on the Dentaltown.com message boards where we can all start to figure out some of the answers Stephen Member Since: 02/14/03 Post: 9 of 106 together [Editor's Note: The thread on Dentaltown.com is titled, "This thread is for a non-political discussion on the Affordable Healthcare Act, 'Obamacare' and what we should expect when 3 million more children are to gain dental benefits" - if you want to view/comment on it, please visit www.dentaltown.com/ACAThread.] In this column, I'm presenting several excerpts from this conversation. Again, it's not about politics or what should have, would have or could have been done. It's about the ACA itself and all of the details every dental professional should know and will be impacted by. There is more about this than 3 million new kids on coverage. It affects every person as each new medical insurance policy must have dental coverage for 19 years and younger. One of the provisions for a policy to be an insurance policy in the future includes dental coverage up to the age of 19. It's one of the key components that policy must have as the mandate states: Starting January, 2014, the following "Ten Essential Benefits" must be included under all insurance plans with no lifetime or annual dollar limits: * Emergency services * Hospitalizations * Laboratory services * Maternity care * Mental health and substance abuse treatment * Outpatient, or ambulatory care * Pediatric care * Prescription drugs * Preventive care * Rehabilitation and rehabilitative (helping maintain daily functioning) services * Vision and dental care for children Essential benefits are provided with no out-of-pocket limits to the amount of care you can receive on every insurance plan sold on Obamacare's Online Health Insurance Marketplace. I have started several threads on this and never really received any answers. This is going to have a huge impact on dentistry and we don't even have it on our radar. If people have dental insurance policies and you accept assignment of insurance, do you not think that an added health policy that must include dental coverage for all persons 19 years and younger will have little or no impact? Some things to consider: 1. There are the issues with filing the claims. We all know about primary and secondary problems with filing. What are the implications of insurance by Howard Farran, DDS, MBA, Publisher, Dentaltown Magazine continued on page 12 10 FEBRUARY 2014 » dentaltown.com http://www.dentaltown.com/ACAThread http://www.dentaltown.com

Table of Contents for the Digital Edition of Dentaltown February 2014

Dentaltown.com Highlights
Howard Speaks: ACA’s Impact on General Dentistry
Professional Courtesy: There’s a Poll for That!
Continuing Education Update
Teeth vs. Titanium
Where to Start with Sleep Dentistry
Getting People to Socially “Check-in” on Facebook
Corporate Profile: Intuit Demandforce
Restorative Flow Charts
Townie Meeting 2014 Preview
Social Media Strategies that Drive Practice Growth and Profitability
New Products
Ad Index
You Should Know: Einstein Medical
The Advantages of Owning an In-Office Ceramic Oven
Perio Reports
Profile in Oral Health: Understanding the Caries Process
Dentally Incorrect

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