Central Keystone Living - Fall 2017 - 27

Q: What sort of things should homeowners be looking for during

that walk-through?

A: The main items to review during the walk-through would be
flooring, countertops, ceramic backsplash, the installation of the
appliances and operation of the faucets. Check for leaks under
vanities; proper operation of all electrical fixtures, switches and
outlets; the HVAC system and its proper operation; the HVAC filter
to make sure it is new; and all of the exterior finishes, including
concrete, stone and veneer. Look to make sure there has been
proper installation of the deck or patio, proper door and window
operation including the tilt features, that there are screens on all
doors and windows, and the locks and door handles work properly.
Proper operation of the kitchen cabinet features and finishes also
should be confirmed.

What if a homeowner encounters a problem once they've
moved in?

A: Serious problems such as loss of heat, loss of power or plumbing leaks should be reported immediately to the contractor who
performed the installation. When you purchase a new home, these
names and numbers will be provided to you at settlement, so you
will know exactly who to call in for an emergency situation. Not so
if you buy a used home. You do not know who may have worked on
various parts and systems in the home or if they even had formal
training. It's always a risk you take when buying used, because you
cannot see what is behind the walls.
If it is not an emergency, most new homes come with a one-year
written builder warranty that details what other items are covered
and when the repairs to them will be made. Most builders ask that
a homeowner wait until the 11th month of the first year before
submitting a list of items which may need to be adjusted. Used
homes do not come with such a warranty; rather it is a "buyer
beware" situation.
Q: If

a contractor has used subcontractors, who is responsible
in the event of a problem?

Making home ownership
dreams come true.
Centric Bank offers the highest level of
personalized service when you're ready to buy
your first home, refinance or build the custom
home of your dreams.
Call us at 717.657.7727 to speak with one of our
mortgage specialists or visit CentricBank.com.

A: Most contractors use subcontractors to build the homes. Ultimately
the contractor or builder is responsible to the buyer, as that is a
contractual arrangement. The builder will use their relationship with
the subcontractor or supplier to remedy those situations which arise
and are covered by the warranty within the first year of the home.

What are some advantages to moving into a home that's
completely new?

A: A new home allows a buyer to personalize it just the way he or
she wants it. No remodeling, changing colors, disruption to one's
peace and comfort in a new home. Plus, it comes with a warranty
on nearly every item installed. Appliances, faucets, siding, shingles,
floor joists, roof trusses, electrical fixtures, HVAC equipment,
garage doors, exterior doors - and this is a small list of the items.
When you buy new, you never buy anyone else's problems, choices,
"home renovations," pet dander, clogged drains or anything else
the prior owner may have left behind.

All credit subject to approval. NMLS #690920

CENTRIC BANK

ISSUE: 1709HarrisburgBuilders.com

http://www.CentricBank.com http://www.CentricBank.com http://www.HarrisburgBuilders.com

Table of Contents for the Digital Edition of Central Keystone Living - Fall 2017