Philadelphia Medicine Winter-Spring 2021 - 17

Cover Business Overhead Expenses

As a business owner, you have expenses to pay and
obligations to meet. So if you were to become disabled,
the future of your company could be in jeopardy.
However, with a business overhead expense (BOE)
disability policy in place, the business can continue to
operate even while you are unable to work. A BOE
policy can help by paying a portion of overhead
expenses, such as leases and salaries, in the event of
a business owner's disability. Premiums for a BOE
policy are generally tax deductible and the benefits
paid, which are subject to taxation, are used to pay for
expenses that are commonly tax deductible.

Employee Benefits for All Shapes and Sizes

MassMutual offers a comprehensive suite of employee
and executive benefit solutions that includes life
insurance, disability income insurance and retirement
plan services. Learn how our workplace benefit
solutions can help your employees secure their
financial future and protect the ones they love.

Join Us for a Complimentary
Virtual Seminar
Focusing on Wealth
Building Cornerstones
Strategize for a Confident Retirement
Learn ways to effectively prepare for retirement using
the cornerstones of financial stability and wealth building... creating guaranteed income streams that support
your retirement vision to help ensure you don't outlive
your retirement assets once you arrive.
Register for one of the following:
* Tuesday, April 20, 2021 @ 7pm
Register at https://tinyurl.com/yg8vvmdr
* Wednesday, April 21, 2021 @ Noon
Register at https://tinyurl.com/ygjqrhwb
* Thursday, April 22, 2021 @ 9am
Register at https://tinyurl.com/ye9zefb3
First 25 registrants receive a complimentary
Financial Fitness Review!
tip@fortislux.com

Disability Coverage For
Business Overhead Expenses

It Makes $ense

Rent/Mortgage Expenses

$ ________

Utilities

$ ________

Real Estate Tax

$ ________

Professional Fees

$ ________

Dues

$ ________

Business Subcriptions

$ ________

Interest on Business Loans

$ ________

Telephone

$ ________

Employee Expenses

$ ________

Costs of Leasing

$ ________

Depreciation

$ ________

Maintenance Services

$ ________

Other

$ ________

TOTAL

$ ________

Rent, Property Tax, Mortgage Interest
Electricity/Lights, Gas/Heat, Water

Accountant, Legal, Collection Agency
Professional Societies/Licenses
Muzak, Newsletter & Magazine

Telephone Bill, Answering Service
Employee Salaries, Payroll Taxes,
Employee Benefits, Employee Pension
Equipment, Car Rental Fees
(Use principal payment if greater)
Building,Equipment

Advertising, Computer Supplies/
Expenses, Office Supplies/Expenses,
Laundry, Postage, Billing Costs

$ave Tomorrow Today!
Call me today to discuss your
coverage for your number.

Contact Mike Roberts, Managing Director
at mroberts@fortislux.com

917-328-4904
https://www.tinyurl.com/yg8vvmdr https://www.tinyurl.com/ygjqrhwb https://www.tinyurl.com/ye9zefb3
Philadelphia Medicine Winter-Spring 2021

Table of Contents for the Digital Edition of Philadelphia Medicine Winter-Spring 2021
