At Home In Berks Fall 2021 - 44

HBA NEWS
Bringing Back the Big Benefit
Affordable Employee Health Insurance for All
The Affordable Care Act requires state health insurance
plans to provide coverage for all health issues, from the
routine to the extreme. Why should you pay for extreme
services you'll never need? The Berks HBA plan has carved
out some of these types of coverages to make this plan more
accessible and affordable.
Compare Your Current Monthly Policy Premiums
We invite you to review your current coverage premiums
That's right! The Berks County Home Builders Association
has teamed up with Health Benefit Alliance to underwrite a
health insurance plan for all members of the Berks County
HBA. Whether you're a large employer with hundreds of
employees or a small business owner with two employees,
this Berks HBA plan is an affordable option for you. We can
also offer a separate sole proprietor plan.
You and your employees can now choose between three
health insurance plan designs; a Basic Plan, a Silver Plan with
more robust coverage, and an Ultra Plan with maximum
coverage. All plans are ACA and ERISA compliant, meaning
they are comparable to any plans you would find on the
government's health insurance marketplace. And there's no
pre-coverage census to complete, so everyone qualifies for
coverage.
You'll have access to local doctors, local labs and local
hospitals. Like every plan on the market today, you can use
in-network or out-of-network providers to manage your
health and wellness needs. And the plans include pharmacy
benefits so your prescriptions are filled in similar fashion to
any plan you may currently have.
Why Should I Switch My Health Insurance Coverage?
Health insurance plans and premiums continue to evolve
and cost more every year. While you may have had the same
health plan for the past few years, your benefits and costs
have changed. You may be paying more for less coverage.
Or you may be paying for more coverage than you will
ever need.
against the HBA premiums on the next page to determine
whether switching plans is right for you. Whether you're
paying for single, employee & spouse, employee & children,
or full family coverage, we're sure our plan rates are solid.
Access to the Berks HBA Plans is Simple
It's easy! Access to these highly affordable health coverage
plans is available with membership in the Berks County
Home Builders Association. Annual membership is only
$625, and it comes with a full slate of benefits beyond the
great health insurance plans and rates listed here. But, if you
wonder whether you'll save money from switching plans, just
do the math.
We think you'll agree; membership in the Berks County
HBA, and the considerable savings you'll reap from the Berks
HBA health plan will be hard to match. And, you do not
need 100% employee participation to enroll your team. You
can decide how you wish to offer this coverage to your team
members; from fully-funded company coverage, to employermatched
coverage, to employee-choice coverage, you will be
able to give your team the benefits they need, and the security
they deserve.
Learn More About the HBA Health Plans
Enrollment period begins October 1, 2021.
Visit HBABerks.org to view plan details and find a
preferred insurance broker. Coverage is available from
any Berks County HBA insurance agency member.
Third Party Administration is managed by The Loomis
Company, a Berks County company.
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AT HOME IN BERKs FALL 2021
http://www.HBABerks.org
At Home In Berks Fall 2021

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