Retire VA 22 - 20

Preparing Your
Retirement Nest Egg
written by Rachael Smith Local experts share their best advice on preparing for a financially sound retirement.
W
hen it comes to your
retirement, one of
the biggest questions
is about money -
namely, how much of
it do you need to comfortably retire?
First and foremost, get an early start
when first planning for retirement!
Patrick Ayers, President & CEO of Ayers
20 / Retire-VA.com / RETIRE-VA 2023
Financial Services in Roanoke, says
his approach starts with a retirement
checklist and working through the
pieces to develop a budget and create
an income and tax-efficient strategy that
works specifically for you.
" Plan for a long life, as people are
living now well into their nineties, "
Ayers says. " Account for inflation and
understand what a professional can do
for you and recognize you might want
help from a professional. "
Also, don't forget that when you are
setting goals, it is important to take a
thorough look at your life and legacy.
This includes your will and what you want
to be able to leave behind like children or
grandchildren's inheritances, charitable
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