Start - Business Model performant, Business Plan convaincant - 1re - 118

ne pourrez compter que sur les profits générés par votre entreprise et sur
les aides sociales. Cela peut vous mettre dans une grande précarité si votre
entreprise n'est pas encore rentable.
Même si la durée d'indemnisation vous paraît extrêmement longue, a priori,
deux ans, c'est très court à l'échelle du développement d'une entreprise.
MISE EN PRATIQUE
Faire le point sur vos dépenses mensuelles
Commencez par vos dépenses les plus importantes : quel est le prix de votre
loyer et le montant de charges ? Estimez vos dépenses alimentaires, les frais
de garde et de scolarité de vos enfants.
Une bonne technique peut être de prendre vos derniers relevés bancaires pour
y identifier les dépenses importantes (ou celles sur lesquelles vous ne voulez
pas faire l'impasse). Listez dans un tableur toutes vos dépenses par catégories (sans oublier les charges annuelles comme les assurances) et faites-en
la somme et voyez à quel budget mensuel cela correspond. N'ayez pas peur de
compter large, « qui peut le plus, peut le moins ».
Une fois que vous avez fait la somme de ces montants, vous pouvez commencer à réfléchir à la façon dont vous allez les financer : par vos économies personnelles ou avec l'aide de vos proches et, surtout, estimez combien de temps
vous pouvez tenir sans revenu additionnel (avec ou sans les aides de Pôle
Emploi). Nous reviendrons sur cette étape dans le chapitre suivant.

Cette étape vous permettra de garder la maîtrise de vos finances et de vous
concentrer sur ce qui comptera le plus pour vous dans vos premiers mois
d'activité : développer votre entreprise et lui permettre de dévoiler son plein
potentiel.

118



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