Independent Banker - April 2020 - 22
PORTFOLIO
to skip payments on equipment loans during the slow winter
season, when cash flow is slower.
" We now have
a reputation as
the local experts
in contractor
lending. This has fueled
tremendous growth for the
bank, particularly in the
last three years. "
-Paul Felix, North Side Bank & Trust Co.
North Side Bank & Trust is also willing to extend the
terms on working capital lines of credit so that contractors
can show longer-term debt on their balance sheet-something
surety bond companies particularly like.
" We now have a reputation as the local experts in contractor
lending, " Felix says. " This has fueled tremendous
growth for the bank, particularly in the last three years. "
North Side Bank & Trust entered the niche when a local
CPA firm requested that the bank cosponsor seminars for
local contractors. Previously, the annual event was cosponsored
by a national bank that moved away from this client
base after the Great Recession hit. Felix and his team have
now cosponsored the seminars for the past nine years, and
the bank is also now active in several local trade associations,
attending their events and helping with fundraisers.
" Overall, we understand their business and will certainly
work with them when needed, " Felix says. " They get also
that message through the support we give at our seminars
and what we do for their trade groups. "
Independent Banker - April 2020
Table of Contents for the Digital Edition of Independent Banker - April 2020
Table of Contents
Independent Banker - April 2020 - Intro
Independent Banker - April 2020 - Cover1
Independent Banker - April 2020 - Cover2
Independent Banker - April 2020 - Table of Contents
Independent Banker - April 2020 - 2
Independent Banker - April 2020 - 3
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Independent Banker - April 2020 - Cover3
Independent Banker - April 2020 - Cover4
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