Independent Banker - April 2020 - 7

FROM THE TOP
" As a fourth-generation
community banker, this
industry is in my blood. It's
not just what I do; it's part
of who I am. "
Noah W. Wilcox
Chairman, ICBA
Noah Wilcox is president, CEO and chairman of
Grand Rapids State Bank and its holding company,
Wilcox Bancshares Inc., Grand Rapids, Minn.
It couldn't be more fitting that I'm penning
my fi rst column as chairman during Community
Banking Month. As a fourth-generation community
banker, this industry is in my blood. It's not
just what I do; it's part of who I am.
I know I'm not alone in that sentiment, and in
having the opportunity to see so many of you at
ICBA LIVE last month, I was reminded of this
tenfold. Many of us come from a long line of community
bankers, but even if we're fi rst-generation
inductees, once you're a community banker,
you're always a community banker.
The way I see it, we are one community doing
good for all communities, and we depend on
one another. That's how we thrive. This interdependence
is critical as we work to execute our
legislative and regulatory platform, Community
Focus 2020 (icba.org/communityfocus2020).
This will take action from each and every one
of us. Poet Maya Angelou once said, " Words
mean more than what is set down on paper.
It takes the human voice to infuse them with
deeper meaning. "
So, I encourage you to double down on your
advocacy eff orts. Increase your calls and emails
to legislators. Take the time to visit them on
Capitol Hill and host them in your banks back in
their districts. Write op-eds for your local papers.
Use your infl uence on social media. Implement a
My Top
Three
My top three
priorities as ICBA
chairman are:
1. Inspiring
increased
advocacy in
Washington, D.C.
2. Encouraging
succession
planning and
next-generation
engagement
3. Urging ongoing
personal growth
through programs
like Community
Banker University
and LEAD FWD
grassroots advocacy program in your bank. With
the resources in ICBA's Take Action: Be Heard
grassroots advocacy toolkit (icba.org/advocacy),
we all can implement this program in a turnkey
fashion, empowering our employees and families
in the process. We have the right-and the obligation-to
speak up in support of the communities
in which we live and work.
But I implore you to infuse your actions with
meaning. Allow them to exemplify who you are:
a proud, determined, hard-working community
banker. With that assured attitude, our voices
will be heard. They cannot be ignored.
Each month, I have the opportunity to speak
to you from this column, and it's a gift to be able
to use my voice in this way, but I see it as a twoway
street. We can't make an impact without
your input. Please reach out to me to share your
thoughts, ideas and concerns, because if they
matter to you, they matter to our entire community
banking family.
I'm humbled and honored to be ICBA's 90th
chairman, and I look forward to working with all
of you this year to ensure we are heard and community
banks continue to fl ourish!
Connect with Noah @NWWilcox
independentbanker.org Q 7
http://www.icba.org/advocacy http://www.icba.org/communityfocus2020 http://www.independentbanker.org

Independent Banker - April 2020

Table of Contents for the Digital Edition of Independent Banker - April 2020

Table of Contents
Independent Banker - April 2020 - Intro
Independent Banker - April 2020 - Cover1
Independent Banker - April 2020 - Cover2
Independent Banker - April 2020 - Table of Contents
Independent Banker - April 2020 - 2
Independent Banker - April 2020 - 3
Independent Banker - April 2020 - 4
Independent Banker - April 2020 - 5
Independent Banker - April 2020 - 6
Independent Banker - April 2020 - 7
Independent Banker - April 2020 - 8
Independent Banker - April 2020 - 9
Independent Banker - April 2020 - 10
Independent Banker - April 2020 - 11
Independent Banker - April 2020 - 12
Independent Banker - April 2020 - 13
Independent Banker - April 2020 - 14
Independent Banker - April 2020 - 15
Independent Banker - April 2020 - 16
Independent Banker - April 2020 - 17
Independent Banker - April 2020 - 18
Independent Banker - April 2020 - 19
Independent Banker - April 2020 - 20
Independent Banker - April 2020 - 21
Independent Banker - April 2020 - 22
Independent Banker - April 2020 - 23
Independent Banker - April 2020 - 24
Independent Banker - April 2020 - 25
Independent Banker - April 2020 - 26
Independent Banker - April 2020 - 27
Independent Banker - April 2020 - 28
Independent Banker - April 2020 - 29
Independent Banker - April 2020 - 30
Independent Banker - April 2020 - 31
Independent Banker - April 2020 - 32
Independent Banker - April 2020 - 33
Independent Banker - April 2020 - 34
Independent Banker - April 2020 - 35
Independent Banker - April 2020 - 36
Independent Banker - April 2020 - 37
Independent Banker - April 2020 - 38
Independent Banker - April 2020 - 39
Independent Banker - April 2020 - 40
Independent Banker - April 2020 - 41
Independent Banker - April 2020 - 42
Independent Banker - April 2020 - 43
Independent Banker - April 2020 - 44
Independent Banker - April 2020 - 45
Independent Banker - April 2020 - 46
Independent Banker - April 2020 - 47
Independent Banker - April 2020 - 48
Independent Banker - April 2020 - 49
Independent Banker - April 2020 - 50
Independent Banker - April 2020 - 51
Independent Banker - April 2020 - 52
Independent Banker - April 2020 - 53
Independent Banker - April 2020 - 54
Independent Banker - April 2020 - 55
Independent Banker - April 2020 - 56
Independent Banker - April 2020 - 57
Independent Banker - April 2020 - 58
Independent Banker - April 2020 - 59
Independent Banker - April 2020 - 60
Independent Banker - April 2020 - 61
Independent Banker - April 2020 - 62
Independent Banker - April 2020 - 63
Independent Banker - April 2020 - 64
Independent Banker - April 2020 - 65
Independent Banker - April 2020 - 66
Independent Banker - April 2020 - 67
Independent Banker - April 2020 - 68
Independent Banker - April 2020 - 69
Independent Banker - April 2020 - 70
Independent Banker - April 2020 - 71
Independent Banker - April 2020 - 72
Independent Banker - April 2020 - 73
Independent Banker - April 2020 - 74
Independent Banker - April 2020 - 75
Independent Banker - April 2020 - 76
Independent Banker - April 2020 - 77
Independent Banker - April 2020 - 78
Independent Banker - April 2020 - 79
Independent Banker - April 2020 - 80
Independent Banker - April 2020 - 81
Independent Banker - April 2020 - 82
Independent Banker - April 2020 - 83
Independent Banker - April 2020 - 84
Independent Banker - April 2020 - Cover3
Independent Banker - April 2020 - Cover4
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com