Homebuyer Lynette Bauer was able to purchase this home in Lincoln, Neb., through a collaboration launched by West Gate Bank, led by president and CEO Carl Sjulin (right). " The reality is, to get a new home built in this neighborhood and get someone from a lower or moderate income into the home takes a completely outside-the-box mortgage. Community banks are well positioned to ... come up with unique solutions like this. " Carl Sjulin, West Gate Bank 62 Q ICBA Independent Banker Q April 2021 Photo: Kimberly Dovi Photography