Derek Williams speaking at his Incoming Chair Reception. Derek Williams with John A. McNair, Brad Bolton and Rebeca Romero Rainey at his Incoming Chair Reception Alex Sheen, founder of Because I Said I Would, giving his keynote speech during the closing general session " When community bankers assemble, remarkable things happen. " -REBECA ROMERO RAINEY Derek Williams' Incoming Chair Reception independentbanker.org // 71http://www.independentbanker.org