AUGUSTőî Vol. 68, Issue 8 45 Most innovative community banks Innovation can take many forms. Here's how 20 community banks are making it happen, from tech to marketing to culture and more features 62 Public interest Is your community bank ready to be traded on the Nasdaq? Here are the stories and words of wisdom from community banks who've made the leap from private to public 68 The art of retiring Stepping down from a leadership position isn't easy. When and how do you make the break? And what comes next? Three leaders tell us Cover: Hit and Run independentbanker.org Q 1http://www.independentbanker.org