AUGUSTőî CURRENCIES ICBA opposes postal banking expansion Q Last call to register for LEAD FWD 2018 Q Switching to .BANK becomes easier Q A community banking blog you should be reading Q History Lesson: Fintech through the decades Q The Ledger: Financial literacy in the U.S. Q Quick facts: Georgia's banking industry Q What community bankers are posting about Q 94 CONNECTIONS 94 Trailblazer How Native American Bank is building a path to economic success for its customers 97 Field Notes Paul M. Aguggia of Kearny Bank on how to own your merger process PORTFOLIO 18 Ace your audit Experts off er their best tips for maximizing your audit and compliance examination results 13 IN EVERY ISSUE 7 Flourish 9 From the Top 102 Out of Offi ce 22 Leading by Example ICBA's Chris Lorence shares the importance of treating people the way they want to be treated 24 3 ways to avoid ATM attacks Jackpotting, skimming, cash traps ... what's a bank to do? Experts off er their best criminal-thwarting advice 102 28 Adjusting to the new lending environment For lenders who came on the scene during or after the Great Recession, rising rates are uncharted territory 32 Advice wanted Community banks that off er strategic as well as financial guidance to small-business owners stand to benefit 34 The rise in insider threats Relying on employees to connect with customers can become a problem when those employees become potential security threats 36 Keeping vendors in check Are your third-party service providers putting your community bank at risk? 38 Portfolio Management ICBA's Jim Reber on navigating rising interest rates 40 Innovation Station ICBA's Kevin Tweddle on weaving innovation into your strategic plan 42 Safeguarding SBA A new law prevents disruptions to the SBA 7(a) lending program Connect with ICBA facebook.com/icbaorg @icba linkedin.com/company/icba youtube.com/user/ communitybankchannel 98 Community Spirit How Investors Community Bank is helping build a generation of leaders 101 Call to Action ICBA's Joshua Habursky on maintaining momentum on regulatory relief 38 2 Q ICBA Independent Banker Q August 2018http://www.facebook.com/icbaorg http://www.linkedin.com/company/icba http://www.youtube.com/user/