Independent Banker - August 2021 - 51

pretty bright for young people to live
in an area that they recreate in. "
" I remind myself not
to overcomplicate
the message‚
because it's really
simple: You take care
of people‚ and they'll
take care of you. "
-Michael Olson,
Bank of Brodhead
Unwavering problem-solving
Many community banks in business
for 100 years or longer find their core
formulas of relationship banking are
working, so they're sticking to what
they do best. But that doesn't mean
there's no room for positive change.
Bank of Brodhead, for example,
purchased another bank in October
2019, and now has two branches.
When asked about the community
bank's further expansion, Olson says:
" The plans are always for growth. If
you're not growing, you're dying in
this industry. "
Some community banks that have
not expanded in terms of assets or
branches have dramatically increased
their product lines. In 1999, Del
Norte Bank offered only home
and car loans, passbook savings
accounts and CDs. " Now, you can't
tell the difference between us and a
commercial bank, " Hurst says. " We
have commercial lending, ag lending
and digital products. "
Even with more robust product
lines, Hurst sees himself as " holding
the course, " because his principles
have remained consistent. " One of the
philosophies we have is that banking
is simply a way to solve people's
problems, and we do that through
money and lending and deposit
products, " he says. " As long as we
can hang onto that core of solving
problems for people, everything else
will fall into place. "
Olson relies on a similar sentiment.
" I remind myself not to overcomplicate
the message, because it's really
simple, " he says. " You take care of
people, and they'll take care of you. "
Elizabeth Judd is a writer in Maryland.
The $175,000 donation
The staying power of community banks is
often linked to their relationships to local
nonprofits and other organizations.
In Gloucester, Mass., Cape Ann Savings
Bank is celebrating its 175th anniversary
by giving approximately 100 local
charitable organizations checks for $1,750
apiece, says president Bob Gillis.
" We've heard from several of the
charitable organizations that getting
the check has been emotional, " he says.
" These organizations have suffered over
the past 15 months, and it gave us an
opportunity to say how important they are
to us for all the great things they do. "
The bank is giving these special
anniversary gifts beyond its normal giving.
President Bob
Gillis, chief
financial officer
Marianne Smith
and trustee
Harold " Bucky "
Rogers pose for
a photo in front
of the original
entrance of
Cape Ann
Savings Bank.
independentbanker.org Q 51
Photo by Paul Bilodeau, Gloucester Daily Times

http://www.independentbanker.org

Independent Banker - August 2021

Table of Contents for the Digital Edition of Independent Banker - August 2021

Table of Contents
Independent Banker - August 2021 - Intro
Independent Banker - August 2021 - Cover1
Independent Banker - August 2021 - Cover2
Independent Banker - August 2021 - Table of Contents
Independent Banker - August 2021 - 2
Independent Banker - August 2021 - 3
Independent Banker - August 2021 - 4
Independent Banker - August 2021 - 5
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Independent Banker - August 2021 - Cover3
Independent Banker - August 2021 - Cover4
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https://www.nxtbook.com/mspc/independentbanker/december2017
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