FEBRUARYőł CURRENCIES Tompkins VIST Bank collaborates with a customer Q What's trending at ICBA LIVE 2019? Q Good Reads: An intro to innovation Q Arizona's banking landscape Q The Ledger: Community banking on the go Q History Lesson: Try " Georging " this Presidents Day PORTFOLIO 22 Getting in with gig workers More and more workers are taking on freelance work and breaking the mold of traditional banking needs 12 IN EVERY ISSUE 7 Flourish 9 From the Top 84 Out of Offi ce 26 Innovation Station Kevin Tweddle introduces ICBA's new platform for navigating fintech 27 How to make smalldollar lending make sense Now that automation is making it cheaper, it's time community banks consider short-term loans 30 Portfolio Management ICBA's Jim Reber takes a deep dive into the treacherous waters of bond portfolio management 32 Transaction compliance from E to Z Today's consumers are making transactions of all kinds, each with their own regulatory requirements 34 Leading by Example ICBA's Chris Lorence talks about keeping pace with digital innovation 37 Foreseeing the future of fraud Some card issuers can predict fraud before it happens. Can community banks take advantage of this tech? 40 Checks & Balances ICBA's Mark Scanlan says the farm bill is a win for community banks 76 72 CONNECTIONS 72 Trailblazer After a tornado devastated West Liberty, Ky., the town and its community bank rebuilt greener 76 Community Spirit Banks near Bismarck, N.D., compete each year for a worthy cause: collecting goods for a food bank 78 Member Benefits Meet the member relationship off icers helping banks get the most out of their ICBA membership Connect with ICBA facebook.com/icbaorg @icba 78 84 2 Q ICBA Independent Banker Q February 2019 linkedin.com/company/icba youtube.com/user/ communitybankchannelhttp://www.facebook.com/icbaorg http://www.linkedin.com/company/icba http://www.youtube.com/user/