Independent Banker - February 2019 - 45

community in a prudent way, " he says. " There's now a
bank on every corner of Nashville. But a lot of them are
out-of-town banks and a lot of larger banks, and there
aren't a whole lot of banks that can provide access to a
decision maker.
" Out-of-town banks make competitive pricing hard,
but all things being equal, people would rather deal with
decision makers. "
A diverse economy
Rieniets, who attended Nashville-based Vanderbilt
University and has worked in the city for the majority of
his career, sees Nashville's diverse economy, not just the
entertainment scene that gets the headlines, as one of its
biggest opportunities. That includes tourism, logistics,
health care, auto manufacturing, printing and much more.
But the infrastructure that is struggling to keep pace with
the current and expected growth is a challenge, he adds.
Thomas E. Bates, Jr., president and CEO of
$485 million-asset Legends Bank in Clarksville, Tenn.,
agrees, citing Nissan's Clarksville plant and HCA
Healthcare as some of the drivers of his local economy.
" We do a lot of traditional community-style lending, "
Bates says. " Our good old bread and butter are dry
continued on page 48
Corey Hammonds
started as a
bookkeeper at
Citizens Savings
Bank and Trust Co.
in 2003. Now he
serves as CCO of
the 115-year-old
community bank.
1999: It's consolidation
fever in Nashville. First
American Corp., the
holding company for First
American National Bank,
the last locally based
major bank in Nashville,
is acquired by AmSouth
Bancorp.
2007: Avenue Bank
launches just months
before the recession hits.
2015: Franklin Synergy
Banks' parent company,
Franklin Financial
Network, goes public.
2018: Studio Bank
becomes the first locally
formed bank since
2008; 85 percent of
investors are from middle
Tennessee. Its focus is on
the creative community.
Meanwhile, Pinnacle
Financial Partners
becomes the city's
biggest bank.
Franklin Synergy Bank made its public market
debut at the New York Stock Exchange.
independentbanker.org Q 45
Photo: Emanuel O. Roland II

http://www.independentbanker.org

Independent Banker - February 2019

Table of Contents for the Digital Edition of Independent Banker - February 2019

Table of Contents
Independent Banker - February 2019 - Cover1
Independent Banker - February 2019 - Cover2
Independent Banker - February 2019 - Table of Contents
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Independent Banker - February 2019 - Cover3
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https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
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https://www.nxtbook.com/mspc/independentbanker/december2020
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https://www.nxtbook.com/mspc/independentbanker/october2020
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https://www.nxtbook.com/mspc/independentbanker/august2020
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https://www.nxtbook.com/mspc/independentbanker/april2020
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https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
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https://www.nxtbook.com/mspc/independentbanker/april2019
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https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
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https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
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