FEBRUARY 2022 Vol. 72, Issue 2 FEATURES 44 Community banks shine bright in the Lone Star State Southern Texas is setting records for growth across population, business and more. Learn more about the location of this year's ICBA LIVE 52 ICBA LIVE returns After two years of PPP loans and vital community support, community bankers are coming together-in person-for ICBA LIVE 2022 56 Success stories Black-owned banks are creating positive change in their communities in the face of a long history of systemic economic oppression. Here are inspiring stories from banks and their customers Cover: Photo by Dennis Burnett 44 52 56 independentbanker.org Q 1http://www.independentbanker.org