Independent Banker - February 2022 - 20

PORTFOLIO
◎FOCUS FINTECH
Stronger together?
With consumer expectations seeming to evolve faster every year,
community banks could consider partnering with a fintech to keep
up with technological innovation. By Elizabeth Judd
washbuckling, nimble, wellfunded
and unapologetically
entrepreneurial, fintechs are offering
innovations that allow community
bankers to dream big in a host of
ways. " Ultimately, the only way for us
to be able to compete with the larger
banks-the Wells Fargos of the world
S
who have seemingly unlimited IT
budgets-is to find fintech partners
that align with our strategic goals as
a bank, " explains Matt Gallman, vice
president and enterprise risk officer
for $1 billion-asset Drummond
Community Bank in Chiefland, Fla.
According to Gallman, there's
been a radical shift from the angstridden
conversations bankers had
when fintechs first arrived on the
scene. Those conversations, he says,
centered around whether community
banks could compete against this
brash group of newcomers. Now,
however, the conversations have
20 Q ICBA Independent Banker Q February 2022
Photo by Pogonici/iStock

Independent Banker - February 2022

Table of Contents for the Digital Edition of Independent Banker - February 2022

Table of Contents
Independent Banker - February 2022 - Intro
Independent Banker - February 2022 - Cover1
Independent Banker - February 2022 - Cover2
Independent Banker - February 2022 - Table of Contents
Independent Banker - February 2022 - 2
Independent Banker - February 2022 - 3
Independent Banker - February 2022 - 4
Independent Banker - February 2022 - 5
Independent Banker - February 2022 - 6
Independent Banker - February 2022 - 7
Independent Banker - February 2022 - 8
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Independent Banker - February 2022 - 64
Independent Banker - February 2022 - 65
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Independent Banker - February 2022 - Cover3
Independent Banker - February 2022 - Cover4
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