Independent Banker - February 2022 - 60

CITIZENS
SAVINGS BANK
AND TRUST
COMPANY
NASHVILLE & MEMPHIS, TENN.
Thunder & Enlightening:
The OneUnited Mural Project
In July 2015, OneUnited Bank unveiled a mural
on the wall of its branch in Liberty City, Miami.
Created by local artist Addonis Parker and 21
inner-city students from nine Miami high schools,
it's a bold portrayal of racism and protest. The
mural features images of shooting victims
Trayvon Martin and Michael Brown, as well as the
devastating church shooting that had just taken
place in Charleston, S.C.
" That project was a turning point for us, " says
OneUnited president and COO Teri Williams.
" People started to come into the bank who had
never been in a bank before in their lives. They
saw that mural and they were like, 'Oh my gosh,
it's a reflection of me, what is this?'
" We used to position ourselves as a community
bank that happened to be Black, " she adds. " And
in 2015, when we did that mural project, we said,
'Nope, we are a Black bank, and we are going to
speak in our authentic voice.' We're not going to
just try to be a bank that has a Black face. We are
going to be who we are. Because by speaking in
our authentic voice, we will be able to connect
with our community in an authentic way. "
Founded in 1904, Citizens
Savings Bank and Trust Company
is the oldest continuously operating
African American owned and operated
bank in the United States. The
$127 million-asset bank survived
everything the 20th century could
throw at it, including the Great
Depression-a fact that president and
CEO Sergio Ora attributes to the will
and determination of its founding
fathers, nine African American
businessmen from Nashville.
The founders saw the inequity
that existed in the community, and
each contributed $100 to found the
community bank-originally called
One Cent Savings Bank-to encourage
neighbors to start saving, even if they
only had a few pennies.
" We are a mission-driven
institution, " Ora says. " We focus on
the underserved, the overlooked and
the neglected, and on the betterment
of communities that we operate in
and that we call home, both here in
Nashville and in Memphis. "
Jeff ery W. McGruder II, Citizens'
chief relationship offi cer, explains
that these were men who understood
the needs of the community and
belonged to the church that until that
point had been the community's main
Photos (left), courtesy OneUnited Bank, (right) courtesy Citizens Savings Bank and Trust Company

Independent Banker - February 2022

Table of Contents for the Digital Edition of Independent Banker - February 2022

Table of Contents
Independent Banker - February 2022 - Intro
Independent Banker - February 2022 - Cover1
Independent Banker - February 2022 - Cover2
Independent Banker - February 2022 - Table of Contents
Independent Banker - February 2022 - 2
Independent Banker - February 2022 - 3
Independent Banker - February 2022 - 4
Independent Banker - February 2022 - 5
Independent Banker - February 2022 - 6
Independent Banker - February 2022 - 7
Independent Banker - February 2022 - 8
Independent Banker - February 2022 - 9
Independent Banker - February 2022 - 10
Independent Banker - February 2022 - 11
Independent Banker - February 2022 - 12
Independent Banker - February 2022 - 13
Independent Banker - February 2022 - 14
Independent Banker - February 2022 - 15
Independent Banker - February 2022 - 16
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Independent Banker - February 2022 - 18
Independent Banker - February 2022 - 19
Independent Banker - February 2022 - 20
Independent Banker - February 2022 - 21
Independent Banker - February 2022 - 22
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Independent Banker - February 2022 - 24
Independent Banker - February 2022 - 25
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Independent Banker - February 2022 - 27
Independent Banker - February 2022 - 28
Independent Banker - February 2022 - 29
Independent Banker - February 2022 - 30
Independent Banker - February 2022 - 31
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Independent Banker - February 2022 - 50
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Independent Banker - February 2022 - 60
Independent Banker - February 2022 - 61
Independent Banker - February 2022 - 62
Independent Banker - February 2022 - 63
Independent Banker - February 2022 - 64
Independent Banker - February 2022 - 65
Independent Banker - February 2022 - 66
Independent Banker - February 2022 - 67
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Independent Banker - February 2022 - Cover3
Independent Banker - February 2022 - Cover4
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