CURRENCIES Bite-sized information and inspiration for community bankers ICBA president and CEO Rebeca Romero Rainey at ICBA LIVE 2020 - the last time the event was in-person. Get ready for ICBA LIVE 2022 For the first time in two years, ICBA LIVE is an in-person event. Learn more on page 15. SEPTEMBER 28: Federal Reserve Chairman Jerome Powell testifies at a Senate Banking, Housing and Urban Affairs Committee hearing on the CARES Act, at the Hart Senate Office Building on September 28, 2021 in Washington, DC. The hearing examined the effects and results of the Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES ACT. (Photo by Matt McClain-Pool/Getty Images) Photo: Stephen Gosling independentbanker.org Q 9http://www.independentbanker.org