PORTFOLIO Deep dives into topics that matter to community banks " [SBICs allow] the deferral of principal repayments, while still offering a final maturity that's smart for many community banks. " -JIM REBER, ICBA SECURITIES The many benefits of Small Business Investment Companies, page 38 independentbanker.org // 19 Illustration by Christoph Burgstedt/Adobehttp://www.independentbanker.org