Retirees Ruben and Wendy Conde are preparing to buy a family gas station and convenience store in Sentinel, Ariz., with the help of Ray Face (right), a senior lender at Foothills Bank. Retir ement? What's that? Young startup founders may grab headlines, but their elders are increasingly putting off retirement in favor of becoming business owners. How might community banks reach this potential population of later-in-life entrepreneurs? By Judith Sears independentbanker.org Q 51http://www.independentbanker.org