We've been delivering dividends to qualifying policyholders for 20 years and counting. Are you one of them? If your community bank is insured by Travelers, you're currently enjoying outstanding benefits by virtue of your Independent Community Banker of America (ICBA) membership. If your bank is not currently insured by Travelers, you might want to consider the following reasons why it should be: * Travelers ICBA insurance program's Policyholder Safety Group Dividend plan has been paid for 20 consecutive years. The most recent program year produced policyholder dividends of $4.1 million - for a total of more than $70 million paid over the program's history. * Industry-leading risk management solutions and insurance protection tailored to community banks. * Financial strength you can rely on. To learn more, talk to your independent agent or broker or visit travelers.com. travelers.com Travelers Casualty and Surety Company of America and its property casualty affiliates. Hartford, CT 06183 © 2021 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. CP-9143 Rev. 12-21 All property casualty coverages may not be available in certain areas; certain lines of coverage may not be eligible for dividend payout. Dividends are not guaranteed and are subject to the approval of the company's board of directors.http://www.travelers.com http://www.travelers.com