Independent Banker - January 2023 - 67
" When understanding your risk, making sure your board understands
the risk and that you can articulate that risk and have mitigated that
risk is Banking 101. And as you get into any new product or service, that
topic has got to be front of mind, because you have to eventually show
the regulators and your investors, 'We know what we're doing, we know
what could go wrong and this is how we've taken care of it.' "
" I do love that term 'evolution
versus revolution.' I think when
you step back, it may feel like
time is moving very fast if
technology is moving very fast,
but ... the first step any bank takes
is just evolutionary, and you need
to do it thoughtfully. "
" You don't have to define yourself
geographically. You can define
yourself on your competencies,
which in our case was operational
integrity, compliance and delivering a
community banking experience. And that
community banking experience is what
we like to find in our partners: people that
want to bank disparate communities and
deliver a great experience to them, just
doing it digitally. "
SCAN ME
independentbanker.org // 67
Next up
We'll bring you excerpts
from episode 3 of the
Independent Banker
podcast, in which Kim Kirk
of Queensborough National
Bank & Trust Company and
Tommy Marshall of Georgia
Fintech Academy talk
about strategies for finding
and keeping talent in a
competitive job market.
Listen to Independent
Banker: A Community
Banking Podcast from ICBA
wherever you get your
podcasts or at icba.org/
podcast. You can also scan
the code below.
http://www.icba.org/
http://www.independentbanker.org
Independent Banker - January 2023
Table of Contents for the Digital Edition of Independent Banker - January 2023
Table of Contents
Independent Banker - January 2023 - Cover1
Independent Banker - January 2023 - Cover2
Independent Banker - January 2023 - Table of Contents
Independent Banker - January 2023 - 2
Independent Banker - January 2023 - 3
Independent Banker - January 2023 - 4
Independent Banker - January 2023 - 5
Independent Banker - January 2023 - 6
Independent Banker - January 2023 - 7
Independent Banker - January 2023 - 8
Independent Banker - January 2023 - 9
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Independent Banker - January 2023 - 16
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Independent Banker - January 2023 - 18
Independent Banker - January 2023 - 19
Independent Banker - January 2023 - 20
Independent Banker - January 2023 - 21
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Independent Banker - January 2023 - 25
Independent Banker - January 2023 - 26
Independent Banker - January 2023 - 27
Independent Banker - January 2023 - 28
Independent Banker - January 2023 - 29
Independent Banker - January 2023 - 30
Independent Banker - January 2023 - 31
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Independent Banker - January 2023 - 33
Independent Banker - January 2023 - 34
Independent Banker - January 2023 - 35
Independent Banker - January 2023 - 36
Independent Banker - January 2023 - 37
Independent Banker - January 2023 - 38
Independent Banker - January 2023 - 39
Independent Banker - January 2023 - 40
Independent Banker - January 2023 - 41
Independent Banker - January 2023 - 42
Independent Banker - January 2023 - 43
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Independent Banker - January 2023 - 45
Independent Banker - January 2023 - 46
Independent Banker - January 2023 - 47
Independent Banker - January 2023 - 48
Independent Banker - January 2023 - 49
Independent Banker - January 2023 - 50
Independent Banker - January 2023 - 51
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Independent Banker - January 2023 - 53
Independent Banker - January 2023 - 54
Independent Banker - January 2023 - 55
Independent Banker - January 2023 - 56
Independent Banker - January 2023 - 57
Independent Banker - January 2023 - 58
Independent Banker - January 2023 - 59
Independent Banker - January 2023 - 60
Independent Banker - January 2023 - 61
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Independent Banker - January 2023 - 63
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Independent Banker - January 2023 - 66
Independent Banker - January 2023 - 67
Independent Banker - January 2023 - 68
Independent Banker - January 2023 - Cover3
Independent Banker - January 2023 - Cover4
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https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
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