We've been delivering dividends to qualifying policyholders for over 20 years and counting. Are you one of them? Community banks that are members of the Independent Community Bankers of America (ICBA) and insured by Travelers enjoy outstanding benefits by virtue of their ICBA membership. ICBA members that are not currently insured by Travelers may want to consider the following reasons why they should be: * Travelers ICBA Insurance Program's Policyholder Safety Group Dividend plan has been paid for 21 consecutive years. The most recent program year produced policyholder dividends of $2.3 million - for a total of more than $75 million paid over the program's history. * Industry-leading risk management solutions and insurance protection tailored to community banks. * Financial strength you can rely on. To learn more, talk to your independent agent or broker or visit travelers.com. travelers.com Travelers Casualty and Surety Company of America and its property casualty affiliates. Hartford, CT 06183 All property casualty coverages may not be available in certain areas; certain lines of coverage may not be eligible for dividend payout. Dividends are not guaranteed and are subject to the approval of the company's board of directors. © 2022 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. CP-9143 Rev. 12-22http://www.travelers.com http://www.travelers.com