Senior loan officer Robert Spangelo, loan officer Bruce Morman, president Jolene Muscha, loan assistant McKenzi Wehri and compliance officer Kelly Hoeven are part of Bank of Glen Ullin's team. brokerage firms on pricing options to ensure that they can get the right price for their crops. The bank has formed relationships with vendors that will sit down at a farmer's kitchen table and teach them how to protect pricing. That way, when they plant a crop in April or May, they know what they need to get for a price to cover their costs. The bank manages the bookkeeping on those marketing plans, which are used to provide lines Agriculture: Less than $500 million Rank Bank name 1 2 3 4 5 6 7 8 9 Bank of Glen Ullin Glen Ullin, N.D. Category: Agriculture (less than $500 million) Asset size: $58 million Consumer loans to assets ratio: 77.93% Rank in category: 2 10 11 12 13 14 15 16 17 18 19 20 State Bank of Bellingham Bank of Glen Ullin State Bank of Lismore Nebraska State Bank Bank of Lindsay Heartland State Bank Bank of Newman Grove Peoples Savings Bank Security State Bank United Farmers State Bank Currie State Bank First Bank and Trust of Fullerton Logan State Bank Farmers and Merchants Bank BankNorth Farmers and Merchants Bank of Kendall Citizens State Bank First State Bank Sandhills State Bank Great Plains State Bank City Bellingham Glen Ullin Lismore Oshkosh Lindsay Redfield Newman Grove Elma Sutherland Adams Currie Fullerton Logan Milligan Arthur Kendall Wisner Randolph Bassett Petersburg State MN ND MN NE NE SD NE IA IA MN MN NE IA NE ND WI NE NE NE NE Agriculture loans to assets ratio 81.12% 77.93% 74.52% 73.29% 73.17% 72.46% 71.97% 70.20% 69.85% 67.71% 67.38% 67.37% 67.31% 67.26% 66.74% 66.73% 66.41% 66.25% 65.62% 64.88% Photo: Ben Gumeringer independentbanker.org Q 49http://www.independentbanker.org