Independent Banker - July 2020 - 38

Commercial: Less than $500 million
Rank
Bank name
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Dominion Bank
M1 Bank
Maple Bank
Central Bank of Kansas City
The First National Bank of Ottawa
Mountain Pacific Bank
Community Bank of the Bay
Quaint Oak Bank
Bank of Oak Ridge
West Valley National Bank
Bank of Montana
Lewis & Clark Bank
Home Bank of California
OptimumBank
Grand River Bank
Crown Bank
The First National Bank of Lindsay
Partners Bank
Main Bank
The Peoples Bank
City
Grapeland
Macks Creek
Champlin
Kansas City
Ottawa
Everett
Oakland
Southampton
Oak Ridge
Goodyear
Missoula
Oregon City
San Diego
Ft. Lauderdale
Grandville
Edina
Lindsay
Helena
Albuquerque
Marion
State
TX
MO
MN
MO
IL
WA
CA
PA
LA
AZ
MT
OR
CA
FL
MI
MN
OK
AR
NM
KY
Commercial Lender
Score
97.7
97.2
97.0
96.7
96.2
95.6
94.3
94.1
93.7
93.6
93.4
93.3
93.2
93.1
92.7
92.6
92.4
92.3
92.1
91.9
Commercial
An
entrepreneurial
spirit fuels
First National's
growth
C
Commercial: $500 million to $999 million
Rank
Bank name
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Southwestern National Bank
Coastal States Bank
First IC Bank
National Bank of Commerce
Summit Bank
Falcon National Bank
Regent Bank
Oregon Community Bank
Pacific National Bank
United Texas Bank
Plains State Bank
International Finance Bank
Belmont Bank & Trust Company
Centric Bank
Valley Republic Bank
River Bank
InsBank
21st Century Bank
The Paducah Bank and Trust Company
Two Rivers Bank & Trust
City
Houston
Hilton Head
Island
Doraville
Superior
Eugene
Saint Cloud
Nowata
Oregon
Miami
Dallas
Humble
Miami
Chicago
Harrisburg
Bakersfield
Stoddard
Nashville
Loretto
Paducah
Burlington
38 Q ICBA Independent Banker Q July 2020
State
TX
SC
GA
WI
OR
MN
OK
WI
FL
TX
TX
FL
IL
PA
CA
WI
TN
MN
KY
IA
Commercial Lender
Score
98.2
97.0
96.5
95.8
95.4
94.1
93.0
92.7
91.9
91.7
91.7
91.3
91.2
91.0
90.2
89.3
89.1
88.6
88.6
88.1
ommunity bankers know
relationships are the key to
successful lending, but rarely
is that concept proven as eff ectively
as it was at First National Bank of
Ottawa in 2019.
Since 2009, First National's assets
had hovered between $200 million
and $250 million. " That all changed
dramatically when Dan and Joe came
on board, " says president and CEO
Steven Gonzalo. Today, the Ottawa,
Ill., community bank has more than
doubled its assets to $565 million.
Dan Miller, board chairman, and
Joe Chiariello, partner and executive
offi cer, are veteran Chicago bankers
who joined the board and invested
in First National Bank in late 2018.
Both came from American Chartered
Bank, a commercial and industrial
(C&I) powerhouse, in Chicago: Miller
First National Bank
of Ottawa
Ottawa, Ill.
Category: Commercial
(Less than $500 million)
Asset size: $565 million
Consumer lender
score: 96.2
Rank in category: 5

Independent Banker - July 2020

Table of Contents for the Digital Edition of Independent Banker - July 2020

Table of Contents
Independent Banker - July 2020 - Intro
Independent Banker - July 2020 - Cover1
Independent Banker - July 2020 - Cover2
Independent Banker - July 2020 - Table of Contents
Independent Banker - July 2020 - 2
Independent Banker - July 2020 - 3
Independent Banker - July 2020 - 4
Independent Banker - July 2020 - 5
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Independent Banker - July 2020 - 7
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Independent Banker - July 2020 - 72
Independent Banker - July 2020 - Cover3
Independent Banker - July 2020 - Cover4
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